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Contributor
RichieNY
Posts: 118
Registered: ‎12-04-2008

Just spoke to Target back door number regarding RECON

rep said they do not do reconsiderations

also said human beings do not have any power that it is all electronic

 

suggestions?

Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: Just spoke to Target back door number regarding RECON

Looking back on it, I regret apping for Target. Fifteen months later, I'm still stuck at $200. Assuming best case scenario, it will only go to $500 or $1000. There's better out there.
Established Contributor
ChesterPDexter
Posts: 618
Registered: ‎06-18-2007

Re: Just spoke to Target back door number regarding RECON

I just called them today to see if they would raise my CL from the $300 I have had since I opened the card in October.  (I know it has not been long but I thought I had nothing to lose by trying.)

 

There was a recording saying that they are not now granting credit line increases at all.

 

I didn't believe that and I called again, this time requesting a human being to ask.  She read a script saying that they are not considering cardholder requests for CLIs, but that they periodically review for them.

 

She had so much trouble reading the big words in the script (foreign language speaker) that I felt sorry for her and didn't argue, knowing she would not be able to do anything to change their rule anyway, and I thanked her politely for her time.

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Regular Contributor
almost_there
Posts: 231
Registered: ‎04-26-2008

Re: Just spoke to Target back door number regarding RECON

Target showed me love last month. I opened the acct in October with a $200 cl. When I opened my statement in January, I discovered they'd given me an automatic cli and now my limit is $500.  I had been using the card.  My highest balance was $81, but I'd never pif, just more than the minimum. I'm so grateful because Macy's hates me and won't move me from $100.  Nice to know someone appreciates my business, esp. since I shop at Target a lot.I hadn't been using the card as much as I go there b/c I wanted to keep my utility low. I'm hoping that Target will increas again in a few months.  But all this to say that they do independent acct reviews. Maybe best to wait it out in this credit environment. 
11/2013 FICO: 517 (TU), 560 (EX), 539 (EQ)
11/2013 FAKO: 593 (TU), 591 (EX), 595 (EQ)
Established Contributor
beenthere
Posts: 971
Registered: ‎01-13-2008

Re: Just spoke to Target back door number regarding RECON


RichieNY wrote:

rep said they do not do reconsiderations

also said human beings do not have any power that it is all electronic

 

suggestions?


 

That's the way they've always been.
1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693
Frequent Contributor
moondog7324
Posts: 488
Registered: ‎04-09-2008

Re: Just spoke to Target back door number regarding RECON

I got re-com after my fourth attempt.
Regular Contributor
pez478
Posts: 114
Registered: ‎04-29-2008

Re: Just spoke to Target back door number regarding RECON

Are these CL's for the Target store card or their VISA? My bf is considering apping with them to try for the Visa, but I might advise him against it if it really won't grow with him...

Starting Score: EQ 749 TU 751
Current Score: EQ 758 TU 776
Goal Score: 780


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Established Contributor
VEEnVEGAS
Posts: 645
Registered: ‎10-24-2007

Re: Just spoke to Target back door number regarding RECON


RichieNY wrote:

rep said they do not do reconsiderations

also said human beings do not have any power that it is all electronic

 

suggestions?


 

I'd seriously consider applying for some other card....Target is the only card I regret getting and I was given the $5000 CL Visa right off the bat.   I almost never use it...definitely can't carry any kind of balance on it and of course never going to have any BT offers!  Even Cap One is better.  Save your app and inquiry for a better card....Wish I had!!!!
Established Contributor
MojaveMoon
Posts: 536
Registered: ‎08-26-2008

Re: Just spoke to Target back door number regarding RECON


VEEnVEGAS wrote:

RichieNY wrote:

rep said they do not do reconsiderations

also said human beings do not have any power that it is all electronic

 

suggestions?


 

I'd seriously consider applying for some other card....Target is the only card I regret getting and I was given the $5000 CL Visa right off the bat.   I almost never use it...definitely can't carry any kind of balance on it and of course never going to have any BT offers!  Even Cap One is better.  Save your app and inquiry for a better card....Wish I had!!!!


I agree completely. By far the worst aspect of this card is the customer service -- over the years more and more of it is handled offshore, and over time the language barrier keeps getting worse and worse. I say to myself, if I ever encountered any fraudulent charges on this account, would I want it handled by a customer service department where most of the time there's a huge communication and language barrier ?

About the only scenario where I can see someone getting a lot of value out of this card is if you have a family of Target shoppers and one or more of the family members is an authorized user (purchases by AUs earn Target rewards points).
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007

Re: Just spoke to Target back door number regarding RECON

[ Edited ]

I've post this before, I think if you go on to the website and ask for a cli ( send an email) due to low limit and not having enough to really use the card, you may be able to get a cli.

 

I know of another contributor stating they did this, but we don't know if it truly was because of the email sent or just an auto cli. YMMV

 

Keep us updated if anyone tries to do this

 

Message Edited by oracles on 02-09-2009 01:12 PM

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