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Member
Posts: 6
Registered: ‎08-20-2012
0

Just unfreeze my credit files...

I just unfreeze my credit files on all 3 bureaus (Experian, Equifax & TransUnions) for 30 days to apply for new credit cards.

 

How long does it take for the credit bureaus to actually unfreeze my credit files? I don't want to apply too soon but at the same time, I don't want to wait too long either. The websites say anywhere from 3 to 15 days to unfreeze but anyone actually has an experience on waiting time?

 

Thank you in advance!

Member
Posts: 76
Registered: ‎04-30-2013
0

Re: Just unfreeze my credit files...

What do you mean by "freeze"?

1st Financial Bank USA Mastercard (2007) $1,900.00
Chase Sapphire Preferred (2008) $16,000
American Express Gold (April 2013) NPSL
Discover It (April 2013) $5,000
**Experian 765, Equifax 782, TU 787**
Contributor
Posts: 88
Registered: ‎03-16-2012
0

Re: Just unfreeze my credit files...

In my experience, immediately. I can't recall which two bureaus, but I have twice unfrozen them while sitting at computer while on a recon call. They were able to access them as soon as I clicked unfreeze.


CHASE FREEDOM 30K; CITI PREMIER 12.9K; CITIAA 6.2K; DUCK 20K; AMEX BCP 1K; DISCOVER 13K; BOFA 20K; USAIR 10K; CABELA 10K; ARRIVAL 12.5K; USAA 12K; CSP 20K; PenFed 5K
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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Re: Just unfreeze my credit files...

Usually instantly
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Posts: 15,446
Registered: ‎04-09-2011
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Re: Just unfreeze my credit files...


USC wrote:

I just unfreeze my credit files on all 3 bureaus (Experian, Equifax & TransUnions) for 30 days to apply for new credit cards.

 

How long does it take for the credit bureaus to actually unfreeze my credit files? I don't want to apply too soon but at the same time, I don't want to wait too long either. The websites say anywhere from 3 to 15 days to unfreeze but anyone actually has an experience on waiting time?

 

Thank you in advance!


If you did it online its immediate, however I would give it until tommorow. Anytime i've ever lifted a freeze it was immediate.




EQ FICO 548 3/3/16

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