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Just unfreeze my credit files...

Member

Just unfreeze my credit files...

I just unfreeze my credit files on all 3 bureaus (Experian, Equifax & TransUnions) for 30 days to apply for new credit cards.

 

How long does it take for the credit bureaus to actually unfreeze my credit files? I don't want to apply too soon but at the same time, I don't want to wait too long either. The websites say anywhere from 3 to 15 days to unfreeze but anyone actually has an experience on waiting time?

 

Thank you in advance!

Message 1 of 5
4 REPLIES
Member

Re: Just unfreeze my credit files...

What do you mean by "freeze"?

1st Financial Bank USA Mastercard (2007) $1,900.00
Chase Sapphire Preferred (2008) $16,000
American Express Gold (April 2013) NPSL
Discover It (April 2013) $5,000
**Experian 765, Equifax 782, TU 787**
Message 2 of 5
Contributor

Re: Just unfreeze my credit files...

In my experience, immediately. I can't recall which two bureaus, but I have twice unfrozen them while sitting at computer while on a recon call. They were able to access them as soon as I clicked unfreeze.


CHASE FREEDOM 30K; CITI PREMIER 12.9K; CITIAA 8.2K; DISCOVER 16.5K; BOFA 35K; CABELA 10K; ARRIVAL 22.5K; USAA 3K; CSP 20K; PenFed 5K
Message 3 of 5
Super Contributor

Re: Just unfreeze my credit files...

Usually instantly
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 4 of 5
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Mega Contributor

Re: Just unfreeze my credit files...


USC wrote:

I just unfreeze my credit files on all 3 bureaus (Experian, Equifax & TransUnions) for 30 days to apply for new credit cards.

 

How long does it take for the credit bureaus to actually unfreeze my credit files? I don't want to apply too soon but at the same time, I don't want to wait too long either. The websites say anywhere from 3 to 15 days to unfreeze but anyone actually has an experience on waiting time?

 

Thank you in advance!


If you did it online its immediate, however I would give it until tommorow. Anytime i've ever lifted a freeze it was immediate.




EQ FICO 548 3/3/16
Message 5 of 5