Credit Cards Center Credit cards from our partners
Reply
Member
Posts: 6
Registered: ‎08-20-2012
0

Just unfreeze my credit files...

I just unfreeze my credit files on all 3 bureaus (Experian, Equifax & TransUnions) for 30 days to apply for new credit cards.

 

How long does it take for the credit bureaus to actually unfreeze my credit files? I don't want to apply too soon but at the same time, I don't want to wait too long either. The websites say anywhere from 3 to 15 days to unfreeze but anyone actually has an experience on waiting time?

 

Thank you in advance!

Member
Posts: 76
Registered: ‎04-30-2013
0

Re: Just unfreeze my credit files...

What do you mean by "freeze"?

1st Financial Bank USA Mastercard (2007) $1,900.00
Chase Sapphire Preferred (2008) $16,000
American Express Gold (April 2013) NPSL
Discover It (April 2013) $5,000
**Experian 765, Equifax 782, TU 787**
Contributor
Posts: 88
Registered: ‎03-16-2012
0

Re: Just unfreeze my credit files...

In my experience, immediately. I can't recall which two bureaus, but I have twice unfrozen them while sitting at computer while on a recon call. They were able to access them as soon as I clicked unfreeze.


CHASE FREEDOM 30K; CITI PREMIER 12.9K; CITIAA 6.2K; DUCK 20K; AMEX BCP 1K; DISCOVER 13K; BOFA 20K; USAIR 10K; CABELA 10K; ARRIVAL 12.5K; USAA 12K; CSP 20K; PenFed 5K
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Just unfreeze my credit files...

Usually instantly
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Just unfreeze my credit files...


USC wrote:

I just unfreeze my credit files on all 3 bureaus (Experian, Equifax & TransUnions) for 30 days to apply for new credit cards.

 

How long does it take for the credit bureaus to actually unfreeze my credit files? I don't want to apply too soon but at the same time, I don't want to wait too long either. The websites say anywhere from 3 to 15 days to unfreeze but anyone actually has an experience on waiting time?

 

Thank you in advance!


If you did it online its immediate, however I would give it until tommorow. Anytime i've ever lifted a freeze it was immediate.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.