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Taking some of ya'lls advice, I've now received 2 "Pre-screened" letters in the mail all within 2 months of having my cards!
The latest one was DiscoverIT which I'd like to jump on.
Although, I'm not sure this necessarily means I'm approved correct?
It's just their way of telling me I qualify most likely.
My Credit Karma shold be below but I haven't pulled my FICO since before my first card about 2 1/2 months ago, should I wait a while longer before I pull the trigger on it?
I've also got a pending pay off loan with conns at the moment which is the thing that's holding my score below 700 I personally believe..
@angelcred10 wrote:Taking some of ya'lls advice, I've now received 2 "Pre-screened" letters in the mail all within 2 months of having my cards!
The latest one was DiscoverIT which I'd like to jump on.
Although, I'm not sure this necessarily means I'm approved correct?
It's just their way of telling me I qualify most likely.
My Credit Karma shold be below but I haven't pulled my FICO since before my first card about 2 1/2 months ago, should I wait a while longer before I pull the trigger on it?
I've also got a pending pay off loan with conns at the moment which is the thing that's holding my score below 700 I personally believe..
Your file is still thin and you might even find your scores have drop because of the new card. Wait at least 6 months from your recent approval.
Make sure CR is updated and kepp UTL between 1-9%
The mail offers will still keep coming and in fact you will probably get better offers...Please wait
Appreciate the feedback! I'll continue using you alls responses!