Reply
Valued Contributor
Posts: 1,603
Registered: ‎12-07-2008
0

Just when I was thinking of closing my Lowes card...

[ Edited ]

...they offered 0% for 6 months or 5% off the refrigerator I was buying.  I opted for the 5%.  This card really did nothing for me until now.  The catch was the purchase had to be over $400.  Since then, I received a mailer where the limit now seems to be $299 or 0% financing for one year (not sure if this is just for new cardholders).  Now I don't feel this card it worthless anymore!

 

Secondly, I requested a CLI on the site a few months ago and was denied for not enough usage.  I requested one after I paid for the fridge and bam, $1500 to $3000.  It's not much (GEMB's never liked me), but it's something!

 

Edited to add:   I just looked on the site and the financing is 18 months but the "offer" ends today, 5/2, so not sure if ANY of the above holds true anymore, or just a portion.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Just when I was thinking of closing my Lowes card...

My understanding is that the 5% off for all purchases (no minimum purchase required!) is a permanent feature of the card. And, it applies to both new and existing accounts. :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Member
Posts: 29
Registered: ‎08-27-2008
0

Re: Just when I was thinking of closing my Lowes card...

 

Starting Score: 500
Current Score: 627
Goal Score: 700


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,603
Registered: ‎12-07-2008
0

Re: Just when I was thinking of closing my Lowes card...


tinuviel wrote:

My understanding is that the 5% off for all purchases (no minimum purchase required!) is a permanent feature of the card. And, it applies to both new and existing accounts. :smileyhappy:


That would be great!  It's hard to tell from their site:  http://www.lowes.com/cd_Credit+Card+Accounts+from+Lowes_781778798_&cm_cr=/

 

It seems that way though...at least for now!  This will be the only reason I keep this card open!  Thanks, tinuviel!

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.