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Valued Contributor
clocktick
Posts: 1,603
Registered: ‎12-07-2008

Just when I was thinking of closing my Lowes card...

[ Edited ]

...they offered 0% for 6 months or 5% off the refrigerator I was buying.  I opted for the 5%.  This card really did nothing for me until now.  The catch was the purchase had to be over $400.  Since then, I received a mailer where the limit now seems to be $299 or 0% financing for one year (not sure if this is just for new cardholders).  Now I don't feel this card it worthless anymore!

 

Secondly, I requested a CLI on the site a few months ago and was denied for not enough usage.  I requested one after I paid for the fridge and bam, $1500 to $3000.  It's not much (GEMB's never liked me), but it's something!

 

Edited to add:   I just looked on the site and the financing is 18 months but the "offer" ends today, 5/2, so not sure if ANY of the above holds true anymore, or just a portion.

11/30/08 TU 648 EX 672 EQ 656 JUNE 2014 TU 779 EX 764 EQ 721
Amex BCP $24.1K/Clear $8.5- Barclays LLBean $15k/Sallie Mae $12.5 -Cap One QS $4 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




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tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Just when I was thinking of closing my Lowes card...

My understanding is that the 5% off for all purchases (no minimum purchase required!) is a permanent feature of the card. And, it applies to both new and existing accounts. :smileyhappy:


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Valued Member
carlosg
Posts: 29
Registered: ‎08-27-2008

Re: Just when I was thinking of closing my Lowes card...

 

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Valued Contributor
clocktick
Posts: 1,603
Registered: ‎12-07-2008

Re: Just when I was thinking of closing my Lowes card...


tinuviel wrote:

My understanding is that the 5% off for all purchases (no minimum purchase required!) is a permanent feature of the card. And, it applies to both new and existing accounts. :smileyhappy:


That would be great!  It's hard to tell from their site:  http://www.lowes.com/cd_Credit+Card+Accounts+from+Lowes_781778798_&cm_cr=/

 

It seems that way though...at least for now!  This will be the only reason I keep this card open!  Thanks, tinuviel!

11/30/08 TU 648 EX 672 EQ 656 JUNE 2014 TU 779 EX 764 EQ 721
Amex BCP $24.1K/Clear $8.5- Barclays LLBean $15k/Sallie Mae $12.5 -Cap One QS $4 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




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Current Score: 736
Goal Score: 765


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