Justice Federal

[mlb123]

Just Applied online and got a message indicating that someone will contact me within the next 24 hours.  I would like to know if anyone else has gotten a similar message? Does this mean I will be declined?  EQ. score 688 with CH 7 in 01 with no baddies and 6 new accounts in the last 6 months.  Just started applying for credit at the beginning of this year after cleaning up report. 

[Marvintran]

Sounds like a standard message, I hear they're are pulling all three CRA now

and get your paystubs ready to fax it to them if you're approved.

[mlb123]

Thanks for your response.  I hope they didn't pull all three as I don't want any pulls on my Ex. Hopefully, I will get approval.

[Anonymous]

Just received my declined letter. They pulled an EQ on me. Funny thing, applied at NFCU and received a $15k credit line. They pulled my EQ as well, go figure. The reason for the denial was a collection account on my EQ that I am disputing. The Fu&%^&&in AFNI dirt bags for $250.00 dollars. I can't believe that scared Justice Federal away. Very odd.... 

EQ: 669  EX: 671, TU: 610

Cheers...

[haulingthescoreup]

We've had a lot of members get really annoyed at JFCU recently. They seem buried under applications, and they're slow as Christmas.

I'd try for a recon, but expect it to take forever.

[FretlessMayhem]

I applied for a CC with JFCU back in February and got the 24 hour message. I never heard anything from them to this day. No phone calls, no letters, nothing. A hard inquiry showed up on EQ, so I know my application went through.

I never tried calling them, but after a string a prime approvals at the time I decided they should call ME if they want my business.