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Frequent Contributor
Posts: 408
Registered: ‎01-03-2009
0

KAY CARD

After reading threads about kay card I decided to pull the trigger since my 10 yr anniversay is coming up.

I was instanty approved for 5k. Are jb and jared hooked up with this I really dont need 3 jewerly cards but since they show 3 diffrent tradelines It would help out in ulitization factors next year

2wheel
Established Contributor
Posts: 620
Registered: ‎08-16-2008
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Re: KAY CARD

If youn don't mind me asking, what are your scores and who did Kay pull?  thank you and congrats!

Starting Score: TU:537
Current Score: TU:683 (3/11/10)
Goal Score: TU:740


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Frequent Contributor
Posts: 408
Registered: ‎01-03-2009
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Re: KAY CARD

Equifax is who they pulled. Eqifax was 698 at the time 15 recent inquiries 1 baddie from 2003 and a paid collection of 148dollars
2wheel
Established Contributor
Posts: 620
Registered: ‎08-16-2008
0

Re: KAY CARD

thanks for your response!

Starting Score: TU:537
Current Score: TU:683 (3/11/10)
Goal Score: TU:740


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Established Contributor
Posts: 760
Registered: ‎04-30-2007
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Re: KAY CARD

I got a Kay card about three years ago.  It continues to report as a TL on my credit, but I've never used it.  
pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Frequent Contributor
Posts: 408
Registered: ‎01-03-2009
0

Re: KAY CARD

I might use mine for a decent purchase. But I still wondering about jb robinson and jared. And if I do apply for them will they hit me with another inquiry or will they just use the same as kay
2wheel
Frequent Contributor
Posts: 408
Registered: ‎01-03-2009
0

Re: KAY CARD

Had another bullet in chamber I guess. apped for jared 5k there too. I am done for year. going to take a hit on AAOA by 2 years from 7yrs to 5 and 2 inquiries but I will take it to have ultization down to 1 percent
2wheel
Established Member
Posts: 26
Registered: ‎07-13-2009
0

Re: KAY CARD

Well when you find out if it cost you another Inquiry definitely let us know, I am curious as to the same thing, I already have a CC with Kays.  IF it helps my Util then maybe I could get a Jared also.  

 

Thanks! 

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7/25/09 -- EQ 651 ; TU 634 ; EX: ??


2/22/10 -- EQ 652; TU 657; Ex: ??
Shootin' for 700!!!
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