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KAY CLI

Senior Contributor

KAY CLI

Auto increase from 3000 to 4400

Message 1 of 13
12 REPLIES
Moderator Emeritus

Re: KAY CLI

Congrats! How long have you had it? How much usage?


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 2 of 13
Established Contributor

Re: KAY CLI

Omg what are you doing right? I never got my 1 year increase and I just logged in.  No increase still!!


Starting Score: 615
Current Score: 709
Goal Score: 750


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Message 3 of 13
Regular Contributor

Re: KAY CLI

How long have you had your card?  I got mines last August & when I called the store to inquire on when they give them out I was told at 10 months.

Message 4 of 13
Senior Contributor

Re: KAY CLI

Opened the card a year ago may 2010, used first time December 2010 for $263 purchase and have since paid off

Message 5 of 13
Established Contributor

Re: KAY CLI

I read that Kay does a hard inquiry for CLIs.  If you're into jewelery or planning for Mother's day or The Big Day, then congrats!

Message 6 of 13
Valued Member

Re: KAY CLI

I went in with my card that had been on hiatus for years and although the account was still open they did a hard inquiry closed my old account and gave me a new one. The new one they gave me had a limit of 6500. I did not buy anything at that time but when I came back a month later (this was in Dec 2010) they did a soft pull and raised my limit to 7600. I was really pissed when they closed my old account since it was my second oldest account.


Starting Score: TU 560
Current Score: TU 750 EQ 731 EX 728?
Goal Score: TU 750+ EQ 750+


Take the FICO Fitness Challenge
Message 7 of 13
Established Contributor

Re: KAY CLI

I got an auto increase also . From 2100 to 3100.

Message 8 of 13
Established Contributor

Re: KAY CLI

Working on a possible theory,  those of you who ARE receiving auto CLI's, did you app online or in store?

 

I don't see how it would make any difference, but why oh why do some of us get them and others not?!  Something's missing.....


Starting Score: 615
Current Score: 709
Goal Score: 750


Take the FICO Fitness Challenge
Message 9 of 13
Established Contributor

Re: KAY CLI

i applied in store. I also had a balance of 695.00 on the card . Taking advantage of the 12 months no interest.  Kind of funny i get an CLI the same month i paid it off completely . But i did get the CLI before i paid it off

 

Message 10 of 13