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Established Contributor
kobe2012
Posts: 697
Registered: ‎03-16-2012
0

Re: Kay Jewelers Card

no, the highest one was $500 ... kay is my highest limit so far


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Frequent Contributor
JPersat
Posts: 299
Registered: ‎05-28-2012
0

Re: Kay Jewelers Card

Good luck - both with the card, and Oct 5 - let us know how it turns out - on both accounts!!


Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Established Contributor
jcstarkey8826
Posts: 708
Registered: ‎06-01-2012
0

Re: Kay Jewelers Card

One card I got in january this year and the other in june this year. I have never been late on either and have them both at low util. crossing my fingers for a decent limit! :smileyhappy:

 

thanks guys!

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Discover Card 6300 CL, Kay Jewelers 3000 CL
Established Contributor
kobe2012
Posts: 697
Registered: ‎03-16-2012
0

Re: Kay Jewelers Card

good luck!!! let us know the outcome... :smileywink:


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Kay Jewelers Card

Good luck!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Frequent Contributor
kimmiller112
Posts: 472
Registered: ‎04-09-2012
0

Re: Kay Jewelers Card

When I got mine in 2009, I had three starter cards, two with a CL of $300 and the other with a CL of $500.  I can't remember my income at that time but I know it was under $25,000, probably around $20,000.  I don't know what my credit scores were at that time - I know they were bad and there is a good chance they were under or around 600.  I was very suprised to get a CL of around $3000 with Kay.  And they did an auto CLI which what I consider very little card use.

 

If you are going to Kay anytime soon, please keep us updated on your results.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Established Contributor
jcstarkey8826
Posts: 708
Registered: ‎06-01-2012
0

Re: Kay Jewelers Card

[ Edited ]

kimmiller112 wrote:

When I got mine in 2009, I had three starter cards, two with a CL of $300 and the other with a CL of $500.  I can't remember my income at that time but I know it was under $25,000, probably around $20,000.  I don't know what my credit scores were at that time - I know they were bad and there is a good chance they were under or around 600.  I was very suprised to get a CL of around $3000 with Kay.  And they did an auto CLI which what I consider very little card use.

 

If you are going to Kay anytime soon, please keep us updated on your results.


thats every detail I was looking for, score current card limits, and income. I am going to Kay this month. As soon as EQ removes my final judgment and my CCs update to $30 balance and $0 I plan to apply. I will let you guys know what the outcome is!

 

Thanks again :smileyhappy:

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Discover Card 6300 CL, Kay Jewelers 3000 CL
Member
huntforfun
Posts: 8
Registered: ‎05-04-2012
0

Re: Kay Jewelers Card

Kay's was very nice to me. I had a BK in '08 and 4 current open tradelines that are current and PIF every moth, and Kay's gave me 5100 cl. I do make 54k and i think that helps alot, along with being 4 years current on ALL bills. IMO you shouldnt have no problem getting a decent limit with them. Good luck and keep us informed.


Starting Score: 580
Current Score: 663
Goal Score: 750


Take the FICO Fitness Challenge

Established Contributor
jcstarkey8826
Posts: 708
Registered: ‎06-01-2012
0

Re: Kay Jewelers Card

well my judgment came off EQ today, only 5 points :smileysad: lol but once my CC payments reflect it'll bring my util down to 6% from 96%. myfico sim has this bringing my score to the 660-700 range. so cross your fingers and as soon as they hit Im headed up to kays.

 

Very nervous though, as this is the first credit app where I wasnt gauranteed approval (my other CCs are only because one is secured and I was an employee of my best card issuer, unsecured rewards, otherwise I wouldve been declined) So im a little scared to hear a declined after 2 years of work, but keep crossing those fingers and i should have an update in a couple weeks!

 

Thanks guys! :smileyhappy:

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Discover Card 6300 CL, Kay Jewelers 3000 CL
Established Contributor
jcstarkey8826
Posts: 708
Registered: ‎06-01-2012
0

Re: Kay Jewelers Card

[ Edited ]

Well, my CC util updated (only one card so far) and I got my SW alert so... I couldnt wait for the other to update, last night I went into the store and found the perfect ring. I hate applying for credit and was so nervous waiting for the decision, as this is the first credit app Ive put in, where I wasnt gauranteed approval, in a long long time.

 

Came back approved for 0% down, 0% for 12 months and a CL of 4100 :smileyhappy:

 

Thanks for all of your help, I'll be waiting until april to see where my score is and try to add some prime cards! thanks guys!

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Discover Card 6300 CL, Kay Jewelers 3000 CL

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