I have been wondering about this. I have an old Kay account showing on all 3 CRA's, but it has not reported since 2006. I just tried to reopen the same account, but they opened a new account, so I lost my account age. So far, it has only reported to EX. I have been waiting for it to show up on TU and EQ, but so far there is no sign of it on either. I could REALLY use it on TU since my UTL is over 100% on TU thanks to a CapOne CO that is in counted in my UTL on TU--for some reason this same CO does NOT affect my UTL on EQ or EX, so my TU score is 100 points behind the others. The $5000 CL from Kay would really be a big help on TU--I hope it does report.