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New Contributor
aaagirl
Posts: 58
Registered: ‎08-11-2007
0

Kay Jewelers

I was just approved for 3k with Kay Jewelers yesterday, already open on their site, so if I ap at Jareds will they share the 3k and report separately as 3k?  Also, what has been everyones experience with their credit reporting?  How long before new TL showed up on reports?
Thanks in advance~
aaagirl1
 
11/05 FICO's
TU: 577
EXP: 562
EQ: 614
FICO SCORES:
>8/11/07 TU: 572 EXP: 586 EQ: 542
1/15/08 TU: 620 EXP: 642 EQ: 655
Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007
0

Re: Kay Jewelers

[ Edited ]
I can answer the second part of your question.
 
I got my Kay account on 11/3, and they reported to all 3 as soon as the first statement cut on 11/23.
 
I did make a purchase on 11/14, so I don't know if that had anything to do with the speed with which they reported.  Interestingly enough, even though I made that purchase nine days before they reported, they are reporting $0 balance.  Maybe they will be like Amex and always report the balance one statement behind?  Not sure yet, but it will be interesting to see what they report next month.
 
ETA: Congrats on your approval!


Message Edited by cheddar on 11-28-2007 01:26 PM
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
New Contributor
aaagirl
Posts: 58
Registered: ‎08-11-2007
0

Re: Kay Jewelers

Thanks for the info cheddar!  Appreciate it!
 
aaagirl1
FICO SCORES:
>8/11/07 TU: 572 EXP: 586 EQ: 542
1/15/08 TU: 620 EXP: 642 EQ: 655
Senior Contributor
Sylviatob
Posts: 4,596
Registered: ‎09-14-2007
0

Re: Kay Jewelers

Timothy LOVES his Kay's cc! You may want to talk to him. :smileyhappy:
"Never ever, ever be late. Never" (FUTR)
Established Contributor
orl2185
Posts: 778
Registered: ‎03-07-2007
0

Re: Kay Jewelers



aaagirl wrote:
I was just approved for 3k with Kay Jewelers yesterday, already open on their site, so if I ap at Jareds will they share the 3k and report separately as 3k?  Also, what has been everyones experience with their credit reporting?  How long before new TL showed up on reports?
Thanks in advance~
aaagirl1
 
11/05 FICO's
TU: 577
EXP: 562
EQ: 614


I have both of these cc... both report differently but cl is shared among accounts.

Starting Score: 621
Current Score: 784
Goal Score: 800


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New Contributor
aaagirl
Posts: 58
Registered: ‎08-11-2007
0

Re: Kay Jewelers

When you say report differently, what does that mean exactly?  Do they each report half the total limit? Or, do they each report the max cli?
 
Thanks~
aaagirl1
FICO SCORES:
>8/11/07 TU: 572 EXP: 586 EQ: 542
1/15/08 TU: 620 EXP: 642 EQ: 655
Established Contributor
orl2185
Posts: 778
Registered: ‎03-07-2007
0

Re: Kay Jewelers



aaagirl wrote:
When you say report differently, what does that mean exactly?  Do they each report half the total limit? Or, do they each report the max cli?
 
Thanks~
aaagirl1


They both report individually with their own cl... 900 on both cards...  That is my total cl on both accounts.
 
If I check available credit, it is listed as same on both accounts.

Starting Score: 621
Current Score: 784
Goal Score: 800


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Established Member
wbp1968
Posts: 16
Registered: ‎05-17-2007
0

Re: Kay Jewelers

I have tried 2 times today to apply for a Kay Car and at the end it says system error...Tried it on 2 different computers...Maybe there system is down?

Epic Contributor
Creditaddict
Posts: 22,116
Registered: ‎10-23-2007
0

Re: Kay Jewelers

OMG... I don't know what I'm going to do with it but everyone kept saying they were approved and high cl... so I applied... got the message check back in hour processing...
 
THEY APPROVED!!! $1500!!!
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Regular Contributor
gNaRKiLL
Posts: 135
Registered: ‎11-11-2007
0

Re: Kay Jewelers

I went in today to get an engagement ring.

I had the band or whatever picked out ready to go.

I find a diamond I like and I brought my blue nile price list with me. Well all said and done they were asking $2719 out the door. I then told him about my blue nile list and how they are much cheaper bla bla bla. He then was like well you dont get this and that bla bla bla. He then said the most he could do was 10% off the diamond, a diamond that was worth maybe 1700 they were asking 2499.

So total I was looking at just over 2500 for the ring with tax. I asked him to eat the tax and give it to me for 2300. He said he couldnt do anything more than 10% off and that was it, no counter offer, didnt try to work with me, nothing. He just let me walk out of there, and I never told them I was preapproved with them or anything.

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