I was approved with 560 EQ score, got Kays, JB Robinson and Jared. computer made a mistake though and pulled a TU on 3rd application in addition to EQ and they cancelled all 3 cards due to my current bk
When I talked to them though, they go off how long you have had other accounts and if you have been paying those, they don't care about bk as long as it's discharged.