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Posts: 26,522
Registered: ‎12-13-2013

Re: Kay jewelers apply online or in store?

rootpooty wrote:

how does the tradeline report?  say your given a 5k store limit but only charge 1500.  does the limit report or just what you charged?

Limit, current balance & hi balance all report

EX Fico 08 Bankcard 04/16: 793 (-15) EX Fico 8; 766 (-17)
TU Fico 8 04/16: 772 (-7)
EQ Fico 8 04/16; 769 (-8)
Senior Contributor
Posts: 10,119
Registered: ‎01-04-2014

Re: Kay jewelers apply online or in store?

It's All In The Magic Of Your Own Destiny *Last Card 12/15/2015* FICO TU 733 EQ 715
Valued Contributor
Posts: 1,066
Registered: ‎07-09-2013

Re: Kay jewelers apply online or in store?

I'm just bitter i guess because kay seems trigger happy with closures. I have had 3 kay accounts in 4 years, as soon as my 12 month promo ends and it's paid off they close it. Twice in a row now and this third one just ended this month. I'll let you know next month if it's still open.

   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Established Member
Posts: 12
Registered: ‎08-28-2012

Re: Kay jewelers apply online or in store?

@wHiTeSoL:  This is not standard for accounts to be closed after your promotional period is over.  Something is wrong.  I would go into a store, and have a sales associate call credit to find out why this is happening.  Good luck Smiley Wink

Current cards: Amex Gold, NPSL, Discover IT (8k), Chase Freedom (6k), Chase Slate (500), Cap One (2k), Citi Diamond (3.5k), PFFCU (3k), Walmart (1.6k), Home Depot (500), CareCredit (500), 1st Prem (575), 1st Prem (550).

Goal: 750 across the board. App free since 11/?/13.

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