Credit Card Center Advertiser Disclosure

Posts: 30,889
Registered: ‎12-13-2013
0 Kudos

Re: Kay jewelers apply online or in store?

rootpooty wrote:

how does the tradeline report?  say your given a 5k store limit but only charge 1500.  does the limit report or just what you charged?

Limit, current balance & hi balance all report

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Super Contributor
Posts: 14,067
Registered: ‎01-04-2014
0 Kudos

Re: Kay jewelers apply online or in store?

Last App-Jan 26* It's All In The Magic Of Your Own Destiny * FICO TU 769 EQ 723 EX 777
Valued Contributor
Posts: 1,071
Registered: ‎07-09-2013
0 Kudos

Re: Kay jewelers apply online or in store?

I'm just bitter i guess because kay seems trigger happy with closures. I have had 3 kay accounts in 4 years, as soon as my 12 month promo ends and it's paid off they close it. Twice in a row now and this third one just ended this month. I'll let you know next month if it's still open.

   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Established Member
Posts: 12
Registered: ‎08-28-2012
0 Kudos

Re: Kay jewelers apply online or in store?

@wHiTeSoL:  This is not standard for accounts to be closed after your promotional period is over.  Something is wrong.  I would go into a store, and have a sales associate call credit to find out why this is happening.  Good luck Smiley Wink

Current cards: Amex Gold, NPSL, Discover IT (8k), Chase Freedom (6k), Chase Slate (500), Cap One (2k), Citi Diamond (3.5k), PFFCU (3k), Walmart (1.6k), Home Depot (500), CareCredit (500), 1st Prem (575), 1st Prem (550).

Goal: 750 across the board. App free since 11/?/13.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.