01-28-2014 11:56 PM
01-29-2014 12:05 AM
Well I had a kay jewelers cc back in 05, I would love to re -open and backdate if possible. Is there any possibility of this? If so, how can I talk the reps into doing this for me?
I doubt very seriously that they'll do that. The only lender I've ever heard of backdating is AMEX. I don't have any experience with that card (or any store card), but I think the answer is likely no.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO