cancel
Showing results for 
Search instead for 
Did you mean: 

Kay jewelers - husband denied for Unable to verify employment.

tag
l8erg8er
New Contributor

Kay jewelers - husband denied for Unable to verify employment.

Is there anything we can do? My husband has had the same job for 11 years, it is listed on his CRs and the only reason for denial is Unable to verify employment!

Starting Score: Dec 2013 High 500's Across the board
Current Score: Aug 2014 - TU 671, EX 671, EQ - 676

Capital One Venture || $7000 Total Rewards Visa - $6300 || Chase Sapphire - $5000 || DCU Platinum - $5,000 || Barclays Frontier - $3500 || BOA Cash Rewards $1500 || Barclays Carnival Rewards - $1300 || Chase Freedom - $500 || Capital One QuicksiverOne - $500 || Barclaycard Rewards Mastercard - $750 || Capital One Platinum - $1300 || Care Credit - $1000 || Victoria's Secret $900 || Amazon - $400 || Jcrew - $1450 || Overstock Store $1500 || Old Navy - $300
Message 1 of 5
4 REPLIES 4
Skye12329
Valued Contributor

Re: Kay jewelers - husband denied for Unable to verify employment.

Can he fax them a report of a W-2? I think that would work.

BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 2 of 5
SunriseEarth
Moderator Emeritus

Re: Kay jewelers - husband denied for Unable to verify employment.

There's a old thread from 2010 from someone in the same situation with Kay Jewelers.  

 

http://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers/m-p/804674/highlight/true#M242101

 

Looks like going back to the store with a paystub and DL should work.   You may still want to call the CS number to make sure this info is still good.

 



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 3 of 5
mlibby
Regular Contributor

Re: Kay jewelers - husband denied for Unable to verify employment.

Just call the number on the Letter you got or take a pay stub into a local kay i went though this same thing recently. took it in they had the wrong work number on file and got approved in store

Message 4 of 5
LearningMoreAboutCredit
Frequent Contributor

Re: Kay jewelers - husband denied for Unable to verify employment.


@l8erg8er wrote:

Is there anything we can do? My husband has had the same job for 11 years, it is listed on his CRs and the only reason for denial is Unable to verify employment!


As others have stated, go into local Kay store with docs.  Have someone from the store call in and if they have to confirm anything else with DH, provide cell phone and wait for call in store.  My situation was a little different when I received my account...had a FA at the time.


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.