01-20-2013 09:50 PM
01-20-2013 09:54 PM
I recently got approved for Kay's credit card. $5100 limit.
I got approved on the 6th & it's still not showing on my credit report as a trade line. Will this only happen when I use it? Or I think I read somewhere they only update on the 23rd of each month.
Also. I read about if your approved for Kay's u can apply for Jared's & you will get approved for the same amount. Which I did. Will this show up as two $5100 tread lines?
Congrats on your increase give it time it will show up. the tradelines will show up as 2550 each on each account!
01-20-2013 10:33 PM
This might sound dumb. Should I close one of them so it reports $5100 ?
Surely that looks better on my report rather than $2550
No it's not a dumb question honestly it looks better on your report to you it really does not make a big difference because when they report it the numbers will remain the same regardless if you have 1 account or two regardless if it is kay or jared. Hope this helps.
01-20-2013 11:23 PM
01-20-2013 11:32 PM
For sure? Shall I wait till they report & see what the limit is ?
Or just go ahead and cancel it before it reports.
Be nice to have two trade lines showing $5100
I'm buying my fiancé engagement ring, really don't need both.
Congrats on your upcoming engagment! Sorry I dont have much experience with Kays reporting but to be proacitve I would call them before canceling anything