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Recently after being able to get ZERO new credit accounts for the past 5 years, I've been approved for a number of new accounts.
Discover - $5,000.00 (today)
Amazon - $1,700.00 (yesterday)
CHASE Slate - $2,500.00 (day before yesterday)
Citi - $2,200.00 increase to my 8k credit card AFTER 13 Years with them and ZERO lates EVER
Walmart - $600.00 initially, but an automatic raise to $800.00 after 3 months of my open account
Hyundai Motor Finance - $12,500.00 (after putting $18,000.00 on a 2013 $30,000.00 car)
I've had 2 Capital One credit cards for 13 years and still after 13 years with Captial One, a checking and savings account with them, and NEVER EVER late, they refuse to increase my CL on either card from $300.00 and $500.00 respectively.... They truly suck.. 13 years with these jerks and they've never increased my CLs..
My current fico scores are:
Equifax - 708
Experian - 695
TransUnion - 665
Keep the faith everyone.... And hold your heads high!!!
Thanks for sharing.
I know just how you feel. About two years ago we got declined for a $200 secured credit card with our own bank -- didn't even know that was possible -- and we'd been customers for over 10 years. But in the past six months or so we've been approved for cards with limits ranging from $500-6000. Although our prior struggles getting credit are a result of our past failures to meet our financial obligations -- we were both laid off at various times over the years -- it feels really good to finally get an opportunity to show that we can handle credit responsibly.
@RSCo wrote:edited
Recently after being able to get ZERO new credit accounts for the past 5 years, I've been approved for a number of new accounts.
Discover - $5,000.00 (today)
Amazon - $1,700.00 (yesterday)
CHASE Slate - $2,500.00 (day before yesterday)
Citi - $2,200.00 increase to my 8k credit card AFTER 13 Years with them and ZERO lates EVER
Walmart - $600.00 initially, but an automatic raise to $800.00 after 3 months of my open account
Hyundai Motor Finance - $12,500.00 (after putting $18,000.00 on a 2013 $30,000.00 car)
I've had 2 Capital One credit cards for 13 years and still after 13 years with Captial One, a checking and savings account with them, and NEVER EVER late, they refuse to increase my CL on either card from $300.00 and $500.00 respectively.... They truly suck.. 13 years with these jerks and they've never increased my CLs..
My current fico scores are:
Equifax - 708
Experian - 695
TransUnion - 665
Keep the faith everyone.... And hold your heads high!!!
You should use the EO for the Capital One, trust me it works, I was able to go from 750 to 2000 with a high utilization at the time. They will call you and try to give you what you ask for. Look up executive office capital one on the forum.
@civilitermortuse wrote:
@RSCo wrote:edited
Recently after being able to get ZERO new credit accounts for the past 5 years, I've been approved for a number of new accounts.
Discover - $5,000.00 (today)
Amazon - $1,700.00 (yesterday)
CHASE Slate - $2,500.00 (day before yesterday)
Citi - $2,200.00 increase to my 8k credit card AFTER 13 Years with them and ZERO lates EVER
Walmart - $600.00 initially, but an automatic raise to $800.00 after 3 months of my open account
Hyundai Motor Finance - $12,500.00 (after putting $18,000.00 on a 2013 $30,000.00 car)
I've had 2 Capital One credit cards for 13 years and still after 13 years with Captial One, a checking and savings account with them, and NEVER EVER late, they refuse to increase my CL on either card from $300.00 and $500.00 respectively.... They truly suck.. 13 years with these jerks and they've never increased my CLs..
My current fico scores are:
Equifax - 708
Experian - 695
TransUnion - 665
Keep the faith everyone.... And hold your heads high!!!
You should use the EO for the Capital One, trust me it works, I was able to go from 750 to 2000 with a high utilization at the time. They will call you and try to give you what you ask for. Look up executive office capital one on the forum.
Wow I did not know they will do that with high util, can someone PM me the email address?
Yes, definitely contact the EO for both of your Capital One cards. I had mine for about a year and a half when I emailed the EO for a CLI after unsuccessful attempts every 6 months. I asked for $5000 when I had a $1500 limit and they approved it. If you do it, shoot high (like $5000 each) - they will probably ask you if there was a lower amount you would "settle" with if they can't give you the entire amount. In my case, I said $3000 but still ended up with the $5000 I asked for. You can do a web search for "executive office Capital One" for email addresses. I sent an email in the evening, got a call the next day and was approved two days later.