Question: does making monthly payments on a balance count as activity or does one need to charge something periodically to keep an account active? Also, how often should one make use of a SD card to keep it active?
Starting Score: 642
Charge something periodically.
@improvingmycredit wrote:
Question: does making monthly payments on a balance count as activity or does one need to charge something periodically to keep an account active? Also, how often should one make use of a SD card to keep it active?
Yes, paying your balance down does count as activity, but you may want to charge a coffee or put gas in your car from time to time in order to keep the company happy 
@improvingmycredit wrote:
Question: does making monthly payments on a balance count as activity or does one need to charge something periodically to keep an account active? Also, how often should one make use of a SD card to keep it active?
Making monthly payments to pay down a balance definitely counts as activity. You don't need to put new charges on it while paying it down.
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