Keeping a Safe Card?

[smc733]

So this is a random question,

But rather than get a store card, as I really can't seem to find one I like that isn't backed by HSBC, I had a better idea.  What if my fourth card was an Amazon Visa card?  Its easy to get, and I can leave this at home as a backup in case god forbid my wallet gets stolen?  Keeping it active?  I'll make it the autopay card for Netflix, iTunes, and myFICO, $30 a month in activity, it will be my online/safe card.

Any thoughts?

smc

EDIT:  And also all online purchases, such as Amazon.

[Red1Blue]

Not sure Amazon is easy to get card. I was declined for it when I applied before.

[smc733]

Hmm, well I'm going to let some INQs age on my TU report (what chase pulls in NJ), before I go ahead with applying.

My BestBuy Store Card ended up reporting :/, so I'm just going to open it and use it, besides computers (which I get from Apple), not really much I spend over $600 on there anyway, might as well put it to use.  They said they can re-instate my credit line before 30 days.

[Wolf3]

Virtual Credit Card Numbers are being touted as safer to use for online purchases.   You may want to check that out.

[smc733]

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@Wolf3 wrote:

Virtual Credit Card Numbers are being touted as safer to use for online purchases.   You may want to check that out.

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Right, but that's not really my concern so much, as I tend to only shop at a select few well-trusted online retailers.  

I am more interested in the fact that I would have something as a backup if I lose my wallet, plus if all my subscription charges go to it, they wouldn't be affected.  

I really want to dispute my Best Buy account because its showing as "Beneficial Bank", hey, I applied with HSBC right?  I didn't know they were the same, but I'm going to restrain and keep that account.  So IDK if I should have the GEMB/Amazon to finance books when I buy them (over $149) for class, or the Visa as a backup to my other cards.

[Wolf3]

My HSBC card reports as Household on 1 report, HSBC or the other 2.

[smc733]

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@Wolf3 wrote:

My HSBC card reports as Household on 1 report, HSBC or the other 2.

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Right, I realize that's what they do, but I was trying to be sneaky and get a crappy tradeline removed, but I decided against that.

I still don't know if I want to either get the Amazon Store or Visa Card at this point...