Funk-O-Meter wrote:I waited too long and they slapped my with the annual fee. I called up to see if they could retain me. I told them I have other good cards now. Theirs was $520 CL with no rewards and a fat annual fee and my others cards are rewards cards with CL's in the thousands. All they offered me was to half the annual fee. I said KILL IT WITH FIRE! If they could have made it a worthwhile card to keep I really wanted to.
I was actually stupid to not take the half fee deal, pay that and then cancel after a week or so cause now I think I'm stuck with the whole $79 fee.
But you know that card did me a great service and I knew I'd pay a price for it so it's a fair cop. It took me from an empty credit file to a 747 score in 2 years for about $300 in fees. Fair enough I guess.
By by Orchard!
AMEX BCE 6K
Chase Freedom 1K
Discover More 1.5K
Orchard was my stepping stone as well, out with the old and in with the new!
Yea even if they would have waved the AF for a year or given me a substantial CLI I would have kept it. But all they offered me was to half the AF even after I told them what other prime cards I had now and what CL's they had. Next on the chopping block is my bank who's never done anything for me expect been convenient on my way to work. I've just opened a Virtual Wallet account with PNC and I'm checking them out before I switch. I'm tired of banks taking my money and doing squat for me! No more!
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