Killed my orchard today 4 yrs later

[aot2009]

Called and cancelled my orchard before they charge a 59 dollar annual fee again
It's sad that the credit line is low and the card sucks with a 59 dollar fee
Bye bye I'll keep my 10k visa no annual fee

[Skinnyminnie]

Congrats on being able to do that.  It always feels so good to be rid of the rebuilders.

[pizzadude]

Good move, it will stay on your reports for 10 more years as a positive account for free.

[aot2009]

If they would of budged on the annual fee I would of still sock drawered it but they didn't even do that much. 

[LS2982]

Why did you keep it for 4 years with a 59 AF?

[JustMe77]

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@LS2982 wrote:
Why did you keep it for 4 years with a 59 AF?

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+1. I'm on my second year with Orchard and *that* is even too long. Closing mine in a few months. 

[Anonymous]

My Orchard annual fee is due in June and I will definitely be canceling before then.. It was a long road back but I finally have the credit for Prime cards once again. Orchard served their purpose for me,they gave me a card when nobody else would but it's time to rid myself of their low limits and high AF's... 

[lithium78]

Congratulations!  I'm going to get rid of my Orchard Bank card next week, since the AF is due in March.  Orchard Bank is a good card for rebuilding, but once you've made it back from the wilderness, it's time to bid it goodbye and good luck.

[aot2009]

I don't know I was just keeping it in hopes of getting rid of the 59 dollar fee and then it would be my oldest card but oh well