Reply
Established Contributor
heirophant
Posts: 532
Registered: ‎11-25-2007

Kohl's CLI

A month ago, I tried for a Kohl's CLI and the CapOne rep said they were currently not doing customer-initiated CLI's and to check back in a month or two.  Anyone know if they have started again?

FICO's: TU: 682 EX: 688 EQ: Unknown

In my wallet (strikethough are getting the axe soon): Amex Rewards Plus Gold | BECU: 10,000 | AlaskaUSA FCU: 6,900 | Citi Forward 6,500 | BOA Travel Rewards: 5,000 | US Bank Cash+: 5,000 | Merrick: 4,200 | Chase Freedom: 3,500 | Juniper: 3,100 | Household: 2,450 | Best Buy Reward Zone: 2,000 | Cap1: 1,500 | Cap1: 750 | Bailey's Furniture: 3,100 | Lowes: 4,500 | Care Credit: 2,000 | Zales: 1,400 | Kohls: 400 | Sam's: 5,200 | Walmart: 1,100 | Discover More: 1,000
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Kohl's CLI

It's cap1, more than likely they would have to do an auto.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
bettercreditguy1
Posts: 744
Registered: ‎02-11-2012

Re: Kohl's CLI

Cap one does not do cardholder requested credit increases.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
Frequent Contributor
bostonte
Posts: 252
Registered: ‎10-04-2009

Re: Kohl's CLI


bettercreditguy1 wrote:

Cap one does not do cardholder requested credit increases.


Yes, they do. I've gotten a soft pull customer requested increase on my Kohls card since the transition to Cap1. They told me they had to check my credit and I should expect it to be a hard, but it wasn't.
Frequent Contributor
Mike360
Posts: 433
Registered: ‎03-19-2010

Re: Kohl's CLI

[ Edited ]

Keep trying. I got incresed from $300 to $1500 about 2-3 months ago via phone call with only a soft pull.

~~In my wallet: Best Buy $7500, Dell Preferred $5500, Discover IT $4000, Chase Freedom $3500, Barclays NFL Extra Points $3300, Sears $2800, Bill Me Later $2100, CapOne Platinum $2000, Kohls $1500, Target $200
Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

Re: Kohl's CLI

Hmm I've had the kohls card since January and called in a couple says ago The rep apologized and said they were doing system maitnence and had no eta when they would be up but I could keep trying.
Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
afbar1114
Posts: 2,177
Registered: ‎01-09-2012

Re: Kohl's CLI

they do CLI's. but they are doing there yearly updating thats why they havent done any CLI's right now. i got a$200 CLI a few months ago and im gonna try for another soon. Cap1 just gives them the money but kohls decides on CLI's. i tried a recon once with the exec office and thats what they told me. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

Re: Kohl's CLI

called yesterday. 

rep said same thing as before. 

 

maybe exec's office would know better? 8 months with this card. no lates and only 400 limit. 

put about 900 through it. (hard for me since i dont even really shop there)

Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+