Reply
Senior Contributor
fishbjc
Posts: 3,427
Registered: ‎11-30-2007
0

Re: Kohl's CLI?????

Hang onto your Kohl's card.  As a former associate (and card holder)....Kohl's sends out MAJOR incentives to shop with them.  If you receive a 30% scratch off.....go shop.  If your limit is $300, spend it and immediately pay it.  Continue to use the 30% scratch off.

 

I also love their friends/family sales. 

 

Here's a little known Kohl's Trick:  EXAMPLE.  If you spend $50, you will receive a $10 coupon to be used the following week.  So let's say you spend $200, you'll receive the $40 coupon.  Make your $40 purchase.  IF you need to return the $40 item, allow Kohl's to put the $40 on a merchandise return card...you get to keep the $40.  If you get it credited BACK to the original payment...you lose that $40.  So much I learned during my 3 years there.  YMMV

 

Plus, you don't need to hang onto receipts.  They can just do a simple look up and pull up recent purchases (used to be 6 months)...and you're credited THAT amount, NOT lowest sales price. 

 

 

Contributor
Xtina0508
Posts: 85
Registered: ‎04-04-2011
0

Re: Kohl's CLI?????

Not sure if anyone is still curious about this, BUT, I called a CSR today to check on their "updating system" and she told me that they will consider credit limit increases in the middle of 2013. :smileysurprised:

AMEX Blue Cash Everyday ($16,500) Capital One Quicksilver ($5000) : US Bank Platinum ($9000) : Kohls ($1500) : Dell Preferred ($2500) : Chase Freedom ($3500) : Citi Simplicity ($5500) : Victoria Secret Angel Card ($1950) : Express Store Card ($1700)

6/2013 Equifax Fico - 723 : Goal - 800+
3/2014 Transunion Fico - 723 : Goal - 800+
3/2014 Equifax Fico - 737 : Goal - 800+

Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: Kohl's CLI?????


Xtina0508 wrote:

Not sure if anyone is still curious about this, BUT, I called a CSR today to check on their "updating system" and she told me that they will consider credit limit increases in the middle of 2013. :smileysurprised:


that would be awesome if they dont close my card for inactivity by then. 

after 6 months of trying for a cli i just gave up. 

had the card a year now. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Frequent Contributor
QAMngrGirl
Posts: 463
Registered: ‎11-28-2012
0

Re: Kohl's CLI?????

Kohl's is Cap One now, yes?

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: Kohl's CLI?????


QAMngrGirl wrote:

Kohl's is Cap One now, yes?


It has always been capone funded but kohls made all the decisions

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}