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A month ago, I tried for a Kohl's CLI and the CapOne rep said they were currently not doing customer-initiated CLI's and to check back in a month or two. Anyone know if they have started again?
Cap one does not do cardholder requested credit increases.
Yes, they do. I've gotten a soft pull customer requested increase on my Kohls card since the transition to Cap1. They told me they had to check my credit and I should expect it to be a hard, but it wasn't.
@bettercreditguy1 wrote:Cap one does not do cardholder requested credit increases.
Keep trying. I got incresed from $300 to $1500 about 2-3 months ago via phone call with only a soft pull.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
they do CLI's. but they are doing there yearly updating thats why they havent done any CLI's right now. i got a$200 CLI a few months ago and im gonna try for another soon. Cap1 just gives them the money but kohls decides on CLI's. i tried a recon once with the exec office and thats what they told me.
called yesterday.
rep said same thing as before.
maybe exec's office would know better? 8 months with this card. no lates and only 400 limit.
put about 900 through it. (hard for me since i dont even really shop there)
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |