Credit Cards

[fishbjc]

Hang onto your Kohl's card.  As a former associate (and card holder)....Kohl's sends out MAJOR incentives to shop with them.  If you receive a 30% scratch off.....go shop.  If your limit is $300, spend it and immediately pay it.  Continue to use the 30% scratch off.

I also love their friends/family sales. 

Here's a little known Kohl's Trick:  EXAMPLE.  If you spend $50, you will receive a $10 coupon to be used the following week.  So let's say you spend $200, you'll receive the $40 coupon.  Make your $40 purchase.  IF you need to return the $40 item, allow Kohl's to put the $40 on a merchandise return card...you get to keep the $40.  If you get it credited BACK to the original payment...you lose that $40.  So much I learned during my 3 years there.  YMMV

Plus, you don't need to hang onto receipts.  They can just do a simple look up and pull up recent purchases (used to be 6 months)...and you're credited THAT amount, NOT lowest sales price. 

[Xtina0508]

Not sure if anyone is still curious about this, BUT, I called a CSR today to check on their "updating system" and she told me that they will consider credit limit increases in the middle of 2013.

[creditnocash]

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Xtina0508 wrote:

Not sure if anyone is still curious about this, BUT, I called a CSR today to check on their "updating system" and she told me that they will consider credit limit increases in the middle of 2013.

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that would be awesome if they dont close my card for inactivity by then. 

after 6 months of trying for a cli i just gave up. 

had the card a year now. 

[QAMngrGirl]

Kohl's is Cap One now, yes?

[creditnocash]

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QAMngrGirl wrote:

Kohl's is Cap One now, yes?

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It has always been capone funded but kohls made all the decisions