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Kohl's - Capital One's Credit Card Agreement

Valued Contributor

Kohl's - Capital One's Credit Card Agreement

This is an interesting read if you are into the internal workings of lender credit servicing. I assume that something similar (a bit more complex) will be issued for the HSBC - Capital One deal. It's long and boring, but to me it's interesting.

 

http://www.paymentlawadvisor.com/files/2011/09/Kohls-Capital-One-PLCC.pdf

 

I'm amazed sometimes as to what one can find on the net.

8 REPLIES
New Member

Re: Kohl's - Capital One's Credit Card Agreement

What I would really like to read are the schedules that would be attached to this agreement. Any chance you have seen those?

Contributor

Re: Kohl's - Capital One's Credit Card Agreement

I guess this means Kohl's customers can be secure in the knowledge they won't get a CLI for at least 7 years.

FICOS 2/2012 EQ: 763 TU: 761 EX: 746 (1/2012 EX)
Cards: Associated Bank Visa 9000, Paypal Mastercard 3000, Amazon Store card 1100, Barclays Apple Financing 2500, Cap One Rewards Mastercard 3000
Frequent Contributor

Re: Kohl's - Capital One's Credit Card Agreement

Not true... I got a CLI (from $400 to $1000) from CAPONE/KOHLS in November. It was a HP on XPN

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Valued Contributor

Re: Kohl's - Capital One's Credit Card Agreement


dcharlto wrote:

What I would really like to read are the schedules that would be attached to this agreement. Any chance you have seen those?


This is the only part I've found so far, I too would like to see the schedules. Smiley Wink

New Member

Re: Kohl's - Capital One's Credit Card Agreement

Thanks, I'll keep hunting. maybe one of us will come across them.

New Visitor

Re: Kohl's - Capital One's Credit Card Agreement

 
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Re: Kohl's - Capital One's Credit Card Agreement

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Frequent Contributor

Re: Kohl's - Capital One's Credit Card Agreement


LilloEsquilo wrote:

I guess this means Kohl's customers can be secure in the knowledge they won't get a CLI for at least 7 years.


 

Do you have experience with store cards that are backed by Cap One and not giving credit limit increases? I and many others have had no problems with Kohls or Best Buy both now CapOne and getting good increases.