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Established Contributor
pipeguy
Posts: 609
Registered: ‎10-31-2011

Kohl's - Capital One's Credit Card Agreement

[ Edited ]

This is an interesting read if you are into the internal workings of lender credit servicing. I assume that something similar (a bit more complex) will be issued for the HSBC - Capital One deal. It's long and boring, but to me it's interesting.

 

http://www.paymentlawadvisor.com/files/2011/09/Kohls-Capital-One-PLCC.pdf

 

I'm amazed sometimes as to what one can find on the net.

*** Remember the Tallyman because he sure remembers you ***
New Member
dcharlto
Posts: 2
Registered: ‎02-09-2012

Re: Kohl's - Capital One's Credit Card Agreement

What I would really like to read are the schedules that would be attached to this agreement. Any chance you have seen those?

Contributor
LilloEsquilo
Posts: 318
Registered: ‎05-08-2011

Re: Kohl's - Capital One's Credit Card Agreement

I guess this means Kohl's customers can be secure in the knowledge they won't get a CLI for at least 7 years.

FICOS 2/2012 EQ: 763 TU: 761 EX: 746 (1/2012 EX)
Cards: Associated Bank Visa 9000, Paypal Mastercard 3000, Amazon Store card 1100, Barclays Apple Financing 2500, Cap One Rewards Mastercard 3000
Frequent Contributor
Hammer23
Posts: 427
Registered: ‎01-21-2012

Re: Kohl's - Capital One's Credit Card Agreement

Not true... I got a CLI (from $400 to $1000) from CAPONE/KOHLS in November. It was a HP on XPN

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Established Contributor
pipeguy
Posts: 609
Registered: ‎10-31-2011

Re: Kohl's - Capital One's Credit Card Agreement


dcharlto wrote:

What I would really like to read are the schedules that would be attached to this agreement. Any chance you have seen those?


This is the only part I've found so far, I too would like to see the schedules. :smileywink:

*** Remember the Tallyman because he sure remembers you ***
New Member
dcharlto
Posts: 2
Registered: ‎02-09-2012

Re: Kohl's - Capital One's Credit Card Agreement

Thanks, I'll keep hunting. maybe one of us will come across them.

New Visitor
Qazwsxedc
Posts: 1
Registered: ‎08-03-2012

Re: Kohl's - Capital One's Credit Card Agreement

 
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MarineVietVet
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Re: Kohl's - Capital One's Credit Card Agreement

Hello Qazwsxedc and welcome to the forums.

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Frequent Contributor
Mike360
Posts: 433
Registered: ‎03-19-2010

Re: Kohl's - Capital One's Credit Card Agreement


LilloEsquilo wrote:

I guess this means Kohl's customers can be secure in the knowledge they won't get a CLI for at least 7 years.


 

Do you have experience with store cards that are backed by Cap One and not giving credit limit increases? I and many others have had no problems with Kohls or Best Buy both now CapOne and getting good increases.

~~In my wallet: Best Buy $7500, Dell Preferred $5500, Discover IT $4000, Chase Freedom $3500, Barclays NFL Extra Points $3300, Sears $2800, Bill Me Later $2100, CapOne Platinum $2000, Kohls $1500, Target $200

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