Kohl's frequently offers the $10 Kohl's Cash Coupon. One for every $50 purchased. Let's say you purchase $400 worth of merchandise and receive $80 in Kohl's Cash.
Let's say you purchased this merchandise and paid with something other than Kohl's Charge. Technically if you refund a $50 item, the $10 Kohl's Cash is subtracted from the $50 leaving you a $40 credit.
Instead of getting the return on your CC.....if they offer you a Kohl's Merchandise Return Credit Card, take it. You get to keep the $10 in Koh's Cash. Just a little tidbit from me to you.