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Frequent Contributor
prolificjinx23
Posts: 291
Registered: ‎02-05-2011

Kohl's Dept Store Card Question......

I read that the Kohl's Dept Store card is issued by Capital One.... Is this still true???? If so, do they do the triple pull for the Kohl's Dept Store like they do for their CC's????



Starting Score: EQ 414 (01/05/11), TU 422 (01/05/11), EX ???
Current Score: ALL FICO's: EQ 654 (04/17/13), TU 641(03/04/13), EX 638 (03/20/13 - AMEX SOFT PULL)
Goal Score: ABOVE 680 ALL 3
Current Cards: Too many!!! App Free since 04/19/13 & NOT APPING until 04/2014....
Valued Contributor
GregB
Posts: 1,670
Registered: ‎05-24-2007

Re: Kohl's Dept Store Card Question......

It WAS true, but is NOW backed by Chase.

 

I can't tell you about who they pull since I got my Kohl's card when they administered their own - before Capital One started administering them.

Regular Contributor
Boonie
Posts: 220
Registered: ‎02-08-2010

Re: Kohl's Dept Store Card Question......

Actually, it currently is Capital One now.   Chase did before Capital One.  I am not sure if they pull all three reports, or not.   Hopefully, someone else can chime in on that aspect.  

07/07/14 FICOs, EX 640, EQ 640, TU 701 (whoop whoop... first time in the 700's for a long while!)
Valued Contributor
GregB
Posts: 1,670
Registered: ‎05-24-2007

Re: Kohl's Dept Store Card Question......

Yep, I got that wrong. It is CapOne now.

 

Sorry.

 

 

Established Member
reggob
Posts: 33
Registered: ‎03-28-2011

Re: Kohl's Dept Store Card Question......

Boonie is correct. the kohl's card is definitely issed through Capital One.  A Kohl's manager once told me the approval guidelines are so leant that almost anyone can get approved!!!

Valued Contributor
tcbofade
Posts: 2,036
Registered: ‎09-26-2011

Re: Kohl's Dept Store Card Question......


reggob wrote:...  A Kohl's manager once told me the approval guidelines are so leant that almost anyone can get approved!!!

Which generally means anyone but the manager who told you that...  :smileytongue:


Current Scores: EX 676 (FCR) TU08: 648 Wally (TU08). 07/01/14 Last app 05/29/2014.
Gardening until 01 November 2014.
(Thou shalt not app, thou shalt not app, thou shalt not app...)
Zero percent financing is where the devil lives...
Frequent Contributor
prolificjinx23
Posts: 291
Registered: ‎02-05-2011

Re: Kohl's Dept Store Card Question......

What kinds of CL do they issue??? 



Starting Score: EQ 414 (01/05/11), TU 422 (01/05/11), EX ???
Current Score: ALL FICO's: EQ 654 (04/17/13), TU 641(03/04/13), EX 638 (03/20/13 - AMEX SOFT PULL)
Goal Score: ABOVE 680 ALL 3
Current Cards: Too many!!! App Free since 04/19/13 & NOT APPING until 04/2014....
Valued Contributor
tcbofade
Posts: 2,036
Registered: ‎09-26-2011

Re: Kohl's Dept Store Card Question......

Mine is a $300 card that has never increased.


Current Scores: EX 676 (FCR) TU08: 648 Wally (TU08). 07/01/14 Last app 05/29/2014.
Gardening until 01 November 2014.
(Thou shalt not app, thou shalt not app, thou shalt not app...)
Zero percent financing is where the devil lives...
Regular Contributor
kilps
Posts: 142
Registered: ‎01-01-2011

Re: Kohl's Dept Store Card Question......

I recently was approved for one. One pull on Ex.

7/6 Equifax Fico - 678, 7/12 EX Fico 720 (lender pull), 7/19 TU Fico 707
Frequent Contributor
prolificjinx23
Posts: 291
Registered: ‎02-05-2011

Re: Kohl's Dept Store Card Question......

Congrats klips!! What kind of CL did they issue you?



Starting Score: EQ 414 (01/05/11), TU 422 (01/05/11), EX ???
Current Score: ALL FICO's: EQ 654 (04/17/13), TU 641(03/04/13), EX 638 (03/20/13 - AMEX SOFT PULL)
Goal Score: ABOVE 680 ALL 3
Current Cards: Too many!!! App Free since 04/19/13 & NOT APPING until 04/2014....

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