Yes, they pull the Experian report, and as best as anyone has been able to find out, they are the only lender who uses the Experian Vantage score, instead of a FICO.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007