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Kohls CLI ?

Frequent Contributor

Re: Kohls CLI ?

Sorry guys but Best Buy was just taken over by Capital One.......... Another card I'm afraid I'll never see grow..... Smiley Sad



Starting Score: EQ 447 (01/02/2017), TU 476 (01/02/2017), EX 456 (01/02/2017)
Current Score: ALL FICO's as of 03/12/2017: EQ 454, TU 483, EX 440
Goal Score: ABOVE 680 ALL 3
Current Cards: NONE!!! App Free since 12/30/2016 and NOT APPING until 10/2017....
Message 11 of 22
Valued Contributor

Re: Kohls CLI ?

No bby was taken over by citi

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 12 of 22
Frequent Contributor

Re: Kohls CLI ?

agreed its cap one, on experian it reports as KOHLS/CAPONE, dont expect any auto love esp when they finally get everything worked out.

Amx BCE-15k,Amx Zync-NSPL
Barclay's Mastercard-10.5k
Credit Union Visa-1k
Discover-19k, Khols-2k
Message 13 of 22
Valued Contributor

Re: Kohls CLI ?

too my knowledge, and other posts on here, kohls is money backed by cap one but kohls makes all the decisions. 

 

ive been stuck at this 400 limit since I got the card last January, its been in the sd since august. They haven't closed it yet....

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 14 of 22
Valued Contributor

Re: Kohls CLI ?


creditnocash wrote:

too my knowledge, and other posts on here, kohls is money backed by cap one but kohls makes all the decisions. 

 

ive been stuck at this 400 limit since I got the card last January, its been in the sd since august. They haven't closed it yet....


yes this is true i spoke to someone from the EO once and they told me this and i called for a CLI today and she started asking me all the normal CLI questions and i was getting excited thinking they were doing them and she comes back with same stuff theyve been saying. but i will not close them as i save alot of  $$$$$$$$$$$$$$$$ with them. once i saved over $300 because of sales and 30% coupon. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 15 of 22
Regular Contributor

Re: Kohls CLI ?

A little trick I do with Kohl's: Since I have to use my Kohl's card when they send me those 30% coupons, I only charge $5 of my total to the Kohl's card and charge the rest to my Amex BCE. You don't need to charge the whole transaction to the Kohl's card to take advantage of the discount. That way, I save the 30% on top of the sales, earn my 2% cash back for using my BCE, and prevent my util from going sky high. Then, just make a payment at the register to keep it zero balance, which is what I do due to my measly $300 limit. I got this card back in 2007 and no CLI since I got it Smiley Sad

Discover IT: $20,5k | Chase Freedom: $5k | CSP: $7k | Amex BCE: $25k | BofA Cash Rewards: $12,4k | Citi DC: $8,4k | Cap1 QS: $6k | Commence: $11k | US Bank Cash+: $8k | Macy's Amex $5k | Kohl's: $3k
Message 16 of 22
Frequent Contributor

Re: Kohls CLI ?


jakemod1 wrote:

A little trick I do with Kohl's: Since I have to use my Kohl's card when they send me those 30% coupons, I only charge $5 of my total to the Kohl's card and charge the rest to my Amex BCE. You don't need to charge the whole transaction to the Kohl's card to take advantage of the discount. That way, I save the 30% on top of the sales, earn my 2% cash back for using my BCE, and prevent my util from going sky high. Then, just make a payment at the register to keep it zero balance, which is what I do due to my measly $300 limit. I got this card back in 2007 and no CLI since I got it Smiley Sad


I believe you can simply charge all your amount to Amex BCE and $0 to Kohl's card. 

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K
Message 17 of 22
Established Member

Re: Kohls CLI ?

Just called Kohls and spoke with underwiting.

 

Went from $300 to $1500....$1200 CLI.

 

It was a SP and I had to provide income info.

 

Not bad.

Message 18 of 22
Contributor

Re: Kohls CLI ?

I recently got cli from kohls.....from 300 to 1000 sp
Message 19 of 22
Contributor

Re: Kohls CLI ?

Also last night I called best buy rewards MasterCard for a second cli, had the card since Oct of 2012 and was given another 600 bump that card is now @ 1400! Started @ 300
Message 20 of 22