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Frequent Contributor
prolificjinx23
Posts: 291
Registered: ‎02-05-2011
0

Re: Kohls CLI ?

Sorry guys but Best Buy was just taken over by Capital One.......... Another card I'm afraid I'll never see grow..... :smileysad:



Starting Score: EQ 414 (01/05/11), TU 422 (01/05/11), EX ???
Current Score: ALL FICO's: EQ 654 (04/17/13), TU 641(03/04/13), EX 638 (03/20/13 - AMEX SOFT PULL)
Goal Score: ABOVE 680 ALL 3
Current Cards: Too many!!! App Free since 04/19/13 & NOT APPING until 04/2014....
Valued Contributor
afbar1114
Posts: 2,179
Registered: ‎01-09-2012
0

Re: Kohls CLI ?

No bby was taken over by citi

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Frequent Contributor
phillyguy12
Posts: 343
Registered: ‎03-16-2011
0

Re: Kohls CLI ?

agreed its cap one, on experian it reports as KOHLS/CAPONE, dont expect any auto love esp when they finally get everything worked out.


Amx BCE-9000,Amx Zync-NSPL
Barclay's Mastercard-5600
Credit Union Visa-1200
Discover-1900, Khols-1000
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: Kohls CLI ?

too my knowledge, and other posts on here, kohls is money backed by cap one but kohls makes all the decisions. 

 

ive been stuck at this 400 limit since I got the card last January, its been in the sd since august. They haven't closed it yet....

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
afbar1114
Posts: 2,179
Registered: ‎01-09-2012
0

Re: Kohls CLI ?


creditnocash wrote:

too my knowledge, and other posts on here, kohls is money backed by cap one but kohls makes all the decisions. 

 

ive been stuck at this 400 limit since I got the card last January, its been in the sd since august. They haven't closed it yet....


yes this is true i spoke to someone from the EO once and they told me this and i called for a CLI today and she started asking me all the normal CLI questions and i was getting excited thinking they were doing them and she comes back with same stuff theyve been saying. but i will not close them as i save alot of  $$$$$$$$$$$$$$$$ with them. once i saved over $300 because of sales and 30% coupon. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Regular Contributor
jakemod1
Posts: 183
Registered: ‎01-26-2013
0

Re: Kohls CLI ?

[ Edited ]

A little trick I do with Kohl's: Since I have to use my Kohl's card when they send me those 30% coupons, I only charge $5 of my total to the Kohl's card and charge the rest to my Amex BCE. You don't need to charge the whole transaction to the Kohl's card to take advantage of the discount. That way, I save the 30% on top of the sales, earn my 2% cash back for using my BCE, and prevent my util from going sky high. Then, just make a payment at the register to keep it zero balance, which is what I do due to my measly $300 limit. I got this card back in 2007 and no CLI since I got it :smileysad:

Discover IT: $14,500 | Chase Freedom Siggy: $5,000 | Chase Sapphire Preferred: $7,000 | AMEX BCE: $7,800 | BoA BankAmericard Cash Rewards Siggy: $5,400 | Citi Double Cash: $3,600 | Cap1 QS Siggy: $6,000 | GECRB Chevron: $3,500 | Macy's Store: $4,200; Macy's AMEX: $6,000 | Best Buy: $500 | Kohl's: $2,000
TU FICO: 745 EQ FICO: 733 EX FICO: 733 (As of 10/30/14)

Frequent Contributor
w20031424
Posts: 360
Registered: ‎10-17-2012
0

Re: Kohls CLI ?


jakemod1 wrote:

A little trick I do with Kohl's: Since I have to use my Kohl's card when they send me those 30% coupons, I only charge $5 of my total to the Kohl's card and charge the rest to my Amex BCE. You don't need to charge the whole transaction to the Kohl's card to take advantage of the discount. That way, I save the 30% on top of the sales, earn my 2% cash back for using my BCE, and prevent my util from going sky high. Then, just make a payment at the register to keep it zero balance, which is what I do due to my measly $300 limit. I got this card back in 2007 and no CLI since I got it :smileysad:


I believe you can simply charge all your amount to Amex BCE and $0 to Kohl's card. 

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K
Established Member
Stage24u
Posts: 38
Registered: ‎06-28-2013
0

Re: Kohls CLI ?

Just called Kohls and spoke with underwiting.

 

Went from $300 to $1500....$1200 CLI.

 

It was a SP and I had to provide income info.

 

Not bad.

Member
lsutigers
Posts: 17
Registered: ‎10-13-2012
0

Re: Kohls CLI ?

I recently got cli from kohls.....from 300 to 1000 sp
Member
lsutigers
Posts: 17
Registered: ‎10-13-2012
0

Re: Kohls CLI ?

Also last night I called best buy rewards MasterCard for a second cli, had the card since Oct of 2012 and was given another 600 bump that card is now @ 1400! Started @ 300

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