Reply
Contributor
Posts: 81
Registered: ‎10-07-2010
0

Kohls/Capital One

I just got an alert on myfico for my Kohls account. It's now being reported as Kohls/Capital One instead of Kohls/Chase. Does anyone know when this change happened?

Moderator Emerita
Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
0

Re: Kohls/Capital One

Pretty recently, I think. There's some discussion about it on this thread.

 

Pleeeeeease tell me that it kept the original opening date and history??

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Frequent Contributor
Posts: 426
Registered: ‎07-21-2010
0

Re: Kohls/Capital One

Yep!  They did.  Mine is still reporting as opened 10/2009.

 

Only thing that changed was Name/Address.

-----------------------
My favorite card right now: Barclays Arrival Plus WEMC
Contributor
Posts: 81
Registered: ‎10-07-2010
0

Re: Kohl's/Capital One

It is still reporting with the original opening date thank goodness! It just caught me off guard when it showed up as Cap1. I didn't know if it was a mistake or if they switched from chase. I wonder if they'll still do a hard pull for a CLI

Regular Contributor
Posts: 112
Registered: ‎03-09-2009
0

Re: Kohl's/Capital One

[ Edited ]

Has anyone requested a credit line increase since the acquisition of CapOne?  If so, what is the process? 

Contributor
Posts: 81
Registered: ‎10-07-2010
0

Re: Kohl's/Capital One

I requested one yesterday. They asked for income and permission to pull credit. I went through with and received an increase of $100. I'm assuming it was a hard pull but I haven't received an alert yet. If I do I'll let you know. When it was backed by Chase they did a hard AND denied me :smileymad:

Regular Contributor
Posts: 112
Registered: ‎03-09-2009
0

Re: Kohl's/Capital One

Funny you responded to this thread...I just called last night and asked what the process was.  They said they ask for annual income and DO pull a hard report.  I smiled and declined to proceed.  You would think they would be happy to increase store cards with an APR of 21.9%!!!

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.