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gp82402
Posts: 81
Registered: ‎10-07-2010
0

Kohls/Capital One

I just got an alert on myfico for my Kohls account. It's now being reported as Kohls/Capital One instead of Kohls/Chase. Does anyone know when this change happened?

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Epic Contributor
haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
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Re: Kohls/Capital One

Pretty recently, I think. There's some discussion about it on this thread.

 

Pleeeeeease tell me that it kept the original opening date and history??

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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hedgeclipper2
Posts: 421
Registered: ‎07-21-2010
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Re: Kohls/Capital One

Yep!  They did.  Mine is still reporting as opened 10/2009.

 

Only thing that changed was Name/Address.

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My favorite card right now: Barclays Priceline Visa Signature
Contributor
gp82402
Posts: 81
Registered: ‎10-07-2010
0

Re: Kohl's/Capital One

It is still reporting with the original opening date thank goodness! It just caught me off guard when it showed up as Cap1. I didn't know if it was a mistake or if they switched from chase. I wonder if they'll still do a hard pull for a CLI

Regular Contributor
jj10939
Posts: 112
Registered: ‎03-09-2009
0

Re: Kohl's/Capital One

[ Edited ]

Has anyone requested a credit line increase since the acquisition of CapOne?  If so, what is the process? 

Contributor
gp82402
Posts: 81
Registered: ‎10-07-2010
0

Re: Kohl's/Capital One

I requested one yesterday. They asked for income and permission to pull credit. I went through with and received an increase of $100. I'm assuming it was a hard pull but I haven't received an alert yet. If I do I'll let you know. When it was backed by Chase they did a hard AND denied me :smileymad:

Regular Contributor
jj10939
Posts: 112
Registered: ‎03-09-2009
0

Re: Kohl's/Capital One

Funny you responded to this thread...I just called last night and asked what the process was.  They said they ask for annual income and DO pull a hard report.  I smiled and declined to proceed.  You would think they would be happy to increase store cards with an APR of 21.9%!!!


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