04-16-2009 09:20 PM
04-17-2009 06:26 AM - edited 04-17-2009 06:28 AM
I just got a Kohl's card mid-March. I'm not 100% sure what my completely current scores were, but the latest info I have is in my siggy (and nothing had really changed between then and my app). I apped for it while going on a planned shopping spree and it saved me about $40... then they emailed me a $5 off coupon, and a 20% off coupon, etc etc. In the month I've had it, I've saved probably a good $50+ which to me is definitely worth it. My only complaint was the small $700 limit. But I'm sure the card will grow with my needs over time, so I'm happy!
ETA: I apped in-store.
04-25-2009 07:57 AM
04-25-2009 08:11 AM
I apped in-store to get the 10% discount on that $300 purchase and their continuous specials only-for-cardholders.
My score was low 700s at the time and they gave me a $1500 limit. I can't imagine ever needing that limit since their interest rate is so high that you would have to be brain dead to ever not PIF.
The big reason to get the card is the regular 10,15,30% off all purchases for a few days and the regular $5-$10 gift cards.
04-25-2009 09:26 AM
I have the card and I love the deals they send. I understand some folks think the card is high interest but I usuall pay it off on a 3 month cycle. Right now I think the limit is around $5000 and I spend about $1500-$2000 when I go there.
The interest on the account at 2% a month for 3 months is still cheaper then buying with another card because I get 30% off stackable coupons after I carry a balance. If you PIF they send you 10% off.
04-25-2009 05:18 PM
Just wondering if anybody on here has a Kohls card. What do you think? Score at the time of getting the card?
Any info would be great!
When I first received my card my score was around 620ish, I started with a $300 limit with them, I never asked for a CLI, the auto CLI me. I went from 400 to 1000 to 1500 and now they just upped me to 2000 last week. I use my card and make my payments on time. They like you to use your card adn will CLI every 4 months if your using it. At least that is what they do for me. I love Kohls!!!! High interest, but great deals nd gernerous Auto CLI.
04-26-2009 06:44 AM