Does anyone know if Kohls (issued by Chase) give automatic CLI or do I have to apply call and risk an inquiry? I don't want an inquiry on my report so I am hoping they give them automatically. I always use my card and pay in full in each month. I am now a MVC (Most Valued Customer) with them. I had a CC with Chase and they closed it and would not do a recon, (I think they closed it because a new collection account was added to my report which I disputed and it was removed). I then got the Kohl's card in February and now Chase keeps sending me preapproval for their credit cards.
What do you think my chances are of getting a CLI?
Starting Score: EQ-686 TU 703
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