01-12-2008 09:54 PM - edited 01-12-2008 10:19 PM
01-13-2008 05:01 AM
01-13-2008 06:20 AM
01-13-2008 07:49 AM - edited 01-13-2008 07:51 AM
Hauling,If I may ask, how old were the lates when you got rejected. I would like to get the Chase Kiss card but I have some 90+ lates (thanks BofA) on my report from a little over 2 years ago. I have no inqs on EX but 2 each on TU and EQ. It would be nice that they pulled from EX and if not TU.
* Yes, my credit history is clear of bankruptcy.I read a post the other day that this might be a way of discouraging people ahead of time, and that some have been approved anyway, but I'm letting the stinkers go over 2 years. They don't define "seriously delinquent", but many creditors call it a 60-day, and all call it a 90-day, plus the other usual suspects. * sigh *
* Yes, my credit history is clear of seriously delinquent accounts.
* Yes, I have NOT been denied credit by Chase within the last 6 months.
01-13-2008 11:34 AM
01-13-2008 02:16 PM
01-13-2008 02:46 PM
01-13-2008 06:50 PM
Our Kohl's store is not as good as others I am gathering, a smaller store- but yes, they do send you great coupons.
It's Chase, so that means EX, or at least it was for me last February.
Just checked whogavemecredit-dot-com, and there were only two approvals, one with 688 and one with 602, interestingly, both on TU. But it was definitely EX for me. One turndown for not having two existing revolvings, one for 2006 BK, another just looked like low score.
Check both Kohl's and Kohls.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.