Hauling,If I may ask, how old were the lates when you got rejected. I would like to get the Chase Kiss card but I have some 90+ lates (thanks BofA) on my report from a little over 2 years ago. I have no inqs on EX but 2 each on TU and EQ. It would be nice that they pulled from EX and if not TU.
* Yes, my credit history is clear of bankruptcy.I read a post the other day that this might be a way of discouraging people ahead of time, and that some have been approved anyway, but I'm letting the stinkers go over 2 years. They don't define "seriously delinquent", but many creditors call it a 60-day, and all call it a 90-day, plus the other usual suspects. * sigh *
* Yes, my credit history is clear of seriously delinquent accounts.
* Yes, I have NOT been denied credit by Chase within the last 6 months.
Our Kohl's store is not as good as others I am gathering, a smaller store- but yes, they do send you great coupons.
It's Chase, so that means EX, or at least it was for me last February.
Just checked whogavemecredit-dot-com, and there were only two approvals, one with 688 and one with 602, interestingly, both on TU. But it was definitely EX for me. One turndown for not having two existing revolvings, one for 2006 BK, another just looked like low score.
Check both Kohl's and Kohls.