CA . . . After re-reading this post, I noticed that it's a continuation from June. So, the problem began then. And, I don't mean to belabor this painful experience but just trying to understand how I might avoid their wrath. So, if you don't mind . . . another question:
Immediately prior to the first CLD, had there been:
I know some of those...
Capital One CLD them sometime around that time
Cabelas also closed account
so util did go up.
now since the last CLD to this CLD, Discover CLD $700 but that put that account to 100% (business account, small line)
but Macy's CLI over 4k
and don't believe she has opened anything new in the last 6 months.
if you got CLI, I wouldn't worry about CLD, you seem to be going in right direction