10-21-2011 06:10 PM
I have one. They pulled TU for me last November. I believe my score back then was about 755 with one 7-year old baddie. They gave me a $6300 limit and I initiated a CLI to $9600 in April 2011. Once in a while they have good balance transfer offers and I've found their customer service reps to be extremely friendly (although I don't call them much).
I enjoy the card for all of the above. It helps with utilization when I let balances report before I PIF. I'm not sure about their minimum requirements. The CLI was a HP on TU and from what I've read, they almost exclusively pull TU. This is the only Barclays card I have. I called about PCing it to the Barnes and Noble card but they said I would have to apply for that since they do not do PCs. I'll probably try again at some point.
10-21-2011 07:07 PM
I used to have this card back when it was MBNA then BOA bought it. I closed the card and had payment plans on it and love LL Bean products (as do the Northeast people )
I had a $3k CL back then and I was just on theirr website, they have great deals when using thier card.
10-28-2011 12:25 PM
Don't do it! Although it's does have the great LL Bean coupon rewards, I had a very bad experience with them sneaking extra charges into my interest charges! I paid off the card after arguing with them via email for days but didn't cancel it because I am working on improving my credit (it's 650) and was advised not to cancel it. Months later, more interest charges appeared!! This time I called, and the lady promised to remove the charges after I asked for her manager. She didn't! I have 18 years of credit card history and have never had such a bad experience with a credit card company.
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