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LOL - Hooters closed my card - beat me to the punch!

Contributor

LOL - Hooters closed my card - beat me to the punch!

I was planning on closing the card since it only had a $500 limit.  It has been sock-drawered for about a year - I was planning on calling next week to close it myself. 

 

I guess they figure I may go wild and charge up to the max - LOL - wouldn't want to expose themselves to a $500 loss.

 

At least it shows as "closed at consumer request".  

 

Good riddances to bad rubbish  :-)

 

Edited to add: I lost 1 point on my EQ (via Scorewatch)... 

Message Edited by techno-pagan on 08-01-2009 11:52 AM
TU (3/30/09): 771
EQ (3/30/09): 751
EX (5/19/08): 715
3 REPLIES
Contributor

Re: LOL - Hooters closed my card - beat me to the punch!

Yea, I also received a Sorewatch alert on yesterday stating that Hooters had closed my account as well.  I activated this card about a year ago and had never used it. I don't think I would have used it anyhow, I just applied because I heard that they were generous with CL.  It will bring my utilization up slightly but I offset it by getting a guideline increase with my Macy's Visa.  Smiley Happy 
Having credit is important if not more important than having cash!!!
Contributor

Re: LOL - Hooters closed my card - beat me to the punch!


betamunupe wrote:
Yea, I also received a Sorewatch alert on yesterday stating that Hooters had closed my account as well.  I activated this card about a year ago and had never used it. I don't think I would have used it anyhow, I just applied because I heard that they were generous with CL.  It will bring my utilization up slightly but I offset it by getting a guideline increase with my Macy's Visa.  Smiley Happy 
I will miss the Hooters magazine though... 

 

TU (3/30/09): 771
EQ (3/30/09): 751
EX (5/19/08): 715
Highlighted
Senior Contributor

Re: LOL - Hooters closed my card - beat me to the punch!

That's nice of them to tote up disuse as "consumer request". It's fair even if it doesn't make any difference.