LOwering APR on store credit cards

[elaine829]

Has anyone have luck getting lower aprs on store credit cards such as Jcpenneys, macys, Best buy.

[JustinS]

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@elaine829 wrote:

Has anyone have luck getting lower aprs on store credit cards such as Jcpenneys, macys, Best buy.

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I know this isn't on your specific list but I know comenity at times has seemed willing to lower apr. Specifically got my ann Taylor mc lowered to 15.99% not that long ago. I'd have to guess with best buy being citi you should stand a decent chance with them.

[Creditaddict]

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@elaine829 wrote:

Has anyone have luck getting lower aprs on store credit cards such as Jcpenneys, macys, Best buy.

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the ones you list do not offer lower APR's

a few select store cards have tiers but otherwise store cards are usually over 20% and many these days are starting to be 24.99-28.99%!

use for the discount or 0% if they offer it but don't carry balances!

[SunriseEarth]

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@Creditaddict wrote:

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@elaine829 wrote:

Has anyone have luck getting lower aprs on store credit cards such as Jcpenneys, macys, Best buy.

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the ones you list do not offer lower APR's

a few select store cards have tiers but otherwise store cards are usually over 20% and many these days are starting to be 24.99-28.99%!

use for the discount or 0% if they offer it but don't carry balances!

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+1

[Anonymous]

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@elaine829 wrote:

Has anyone have luck getting lower aprs on store credit cards such as Jcpenneys, macys, Best buy.

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Not yet! My DICK's card is still a craptastic 26.99%... :/

[Membersince2013]

Usually, store card APRs can't be lowered.