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LUMP IT, AND LIKE IT!

Moderator Emeritus

Re: LUMP IT, AND LIKE IT!


snowkitty wrote:

That is really strange webhopper.....did you have other GE cards at the time? I have not really read anything negative about them on here. I have 4 of their cards and the latest is Sam's Club Discover and they beat out my highest limit at the time. I was going to alternate charges between the walmart and sams card just to put use to both. I wonder if it would be better to not pif with them all the time? I am about to take them up on a 0% interest Christmas deal they have.


I had JCPenney at the same time which was not closed. I had BBY which was not closed, and I had Discover which was not closed.... I wouldn't say this was a negative experience.. I would describe it more in line with being a surprising / confusing experience. 


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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MyFICO Fitness Goal: 800s Club!



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New Contributor

Re: LUMP IT, AND LIKE IT!

They didn't AA my account until I paid it wayyyy down. (from like 90% to 40% to 10%) then my balance was set to $100.00

Established Contributor

Re: LUMP IT, AND LIKE IT!


mmmagique wrote:

They didn't AA my account until I paid it wayyyy down. (from like 90% to 40% to 10%) then my balance was set to $100.00


Was this recently? I love the GE cards I have and need them all in their own way.....maybe since I am not trying to get any credit from anywhere anytime soon, I will let some of the balances hit.

 

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Moderator Emeritus

Re: LUMP IT, AND LIKE IT!


mmmagique wrote:

They didn't AA my account until I paid it wayyyy down. (from like 90% to 40% to 10%) then my balance was set to $100.00


Apparently they closed mine the minute it hit $0 balance.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor

Re: LUMP IT, AND LIKE IT!

I like how this crazy post turned into something completely different...

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
New Contributor

Re: LUMP IT, AND LIKE IT!


snowkitty wrote:

mmmagique wrote:

They didn't AA my account until I paid it wayyyy down. (from like 90% to 40% to 10%) then my balance was set to $100.00


Was this recently? I love the GE cards I have and need them all in their own way.....maybe since I am not trying to get any credit from anywhere anytime soon, I will let some of the balances hit.

 


It happened about a month or so ago. I was not well pleased. 

Moderator Emeritus

Re: LUMP IT, AND LIKE IT!

I'm still laughing from the cow bell post!!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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Re: LUMP IT, AND LIKE IT!

It's spelled MIyagi.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

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Established Contributor

Re: LUMP IT, AND LIKE IT!

Lol @frugalRican. That is correct.


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
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Valued Contributor

Re: LUMP IT, AND LIKE IT!


Shogun wrote:

I'm still laughing from the cow bell post!!!!!


Heh heh.

 

Ok, picture it like this:

 

Me:   I want to borrow some money.

Bank:  We like to loan money!  Do you normally pay it back?

Me:   Not usually, but I PROMISE I will this time.

Bank:  Ok, Sure!  Here's some money!

 

Not gonna happen, right?

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL