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Moderator
webhopper
Posts: 6,697
Registered: ‎09-16-2011

Re: LUMP IT, AND LIKE IT!


snowkitty wrote:

That is really strange webhopper.....did you have other GE cards at the time? I have not really read anything negative about them on here. I have 4 of their cards and the latest is Sam's Club Discover and they beat out my highest limit at the time. I was going to alternate charges between the walmart and sams card just to put use to both. I wonder if it would be better to not pif with them all the time? I am about to take them up on a 0% interest Christmas deal they have.


I had JCPenney at the same time which was not closed. I had BBY which was not closed, and I had Discover which was not closed.... I wouldn't say this was a negative experience.. I would describe it more in line with being a surprising / confusing experience. 


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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New Contributor
mmmagique
Posts: 82
Registered: ‎04-05-2011

Re: LUMP IT, AND LIKE IT!

They didn't AA my account until I paid it wayyyy down. (from like 90% to 40% to 10%) then my balance was set to $100.00

Established Contributor
snowkitty
Posts: 636
Registered: ‎09-10-2012

Re: LUMP IT, AND LIKE IT!


mmmagique wrote:

They didn't AA my account until I paid it wayyyy down. (from like 90% to 40% to 10%) then my balance was set to $100.00


Was this recently? I love the GE cards I have and need them all in their own way.....maybe since I am not trying to get any credit from anywhere anytime soon, I will let some of the balances hit.

 

TU Fico 714 | Sesame 738 | Credit Karma 734 | Wal-Mart FICO 708 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 6k | Bofa Visa 500 | Discover More 1.5k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 600 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Brylane Homes 600 | BML 821

*You can find me in the garden.....app free since 3/21/13*
Moderator
webhopper
Posts: 6,697
Registered: ‎09-16-2011

Re: LUMP IT, AND LIKE IT!


mmmagique wrote:

They didn't AA my account until I paid it wayyyy down. (from like 90% to 40% to 10%) then my balance was set to $100.00


Apparently they closed mine the minute it hit $0 balance.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
Dustink
Posts: 2,368
Registered: ‎10-02-2012

Re: LUMP IT, AND LIKE IT!

I like how this crazy post turned into something completely different...

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
New Contributor
mmmagique
Posts: 82
Registered: ‎04-05-2011

Re: LUMP IT, AND LIKE IT!


snowkitty wrote:

mmmagique wrote:

They didn't AA my account until I paid it wayyyy down. (from like 90% to 40% to 10%) then my balance was set to $100.00


Was this recently? I love the GE cards I have and need them all in their own way.....maybe since I am not trying to get any credit from anywhere anytime soon, I will let some of the balances hit.

 


It happened about a month or so ago. I was not well pleased. 

Moderator
Shogun
Posts: 7,372
Registered: ‎04-15-2011

Re: LUMP IT, AND LIKE IT!

I'm still laughing from the cow bell post!!!!!


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: LUMP IT, AND LIKE IT!

It's spelled MIyagi.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: LUMP IT, AND LIKE IT!

Lol @frugalRican. That is correct.


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
p-
Posts: 1,916
Registered: ‎06-05-2008

Re: LUMP IT, AND LIKE IT!


Shogun wrote:

I'm still laughing from the cow bell post!!!!!


Heh heh.

 

Ok, picture it like this:

 

Me:   I want to borrow some money.

Bank:  We like to loan money!  Do you normally pay it back?

Me:   Not usually, but I PROMISE I will this time.

Bank:  Ok, Sure!  Here's some money!

 

Not gonna happen, right?

  11-27-2012: FICO EXP: 731 - EQU: 723 - TRAN: 731 - AVG: 728 - +178 points from JUN 2008 - MY CREDIT JOURNAL



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