La Quinta Visa

[virgo]

This card is issued by First Bankcard which is a division of First National Bank of Omaha.  Since I travel alot, I apped for this card.  I then called and was told it was declilned because of too many inquiries.

Experian is frozen. Eq- 4 inq  TU 4inq

When I asked what bureau they pulled the rep said no report was pulled.  I then asked, ifno report was pulled, how do they know haw many inquiries I have? And of course, he couldn't answer that.guess I'll be calling back tomorrow.   

I also figured that since their Amex is by invite only or you have to live in their town or in their basement or something, getting the La Quinta Visa is a way in their door.

[B335is]

Did you check the online app status?  I recently got this card and it takes FNBO a few days to decide to approve or not.  My EX was frozen at the time and they pulled EQ instead (they did so on their own).  They called me and asked why I had so many cards and said he would forward my responses to the underwriter.  It was approved a few hours later.  Here's the link to find out for sure:

https://www.firstbankcard.com/BankCardWeb/default/cardservices/application-status-form

[virgo]

I checked that link right before calling and it said pending. The rep said it was declined. but that they ddn't pull a report. What?

Im calling the UW dept tomorrow.

How do you like the card? Ive stayed at Marriott and for the price, the La Quinta rooms are nice and they accept pets without a fee. 

thank you for responding.

[okiesean]

https://www.firstnational.com/site/personal/credit-card/amex/

Is this the Amex card issued by FNBO that you were wanting to apply for? This one shows a button to apply now.

[Slim1Der]

---

@B335is wrote:

Did you check the online app status?  I recently got this card and it takes FNBO a few days to decide to approve or not.  My EX was frozen at the time and they pulled EQ instead (they did so on their own).  They called me and asked why I had so many cards and said he would forward my responses to the underwriter.  It was approved a few hours later.  Here's the link to find out for sure:

https://www.firstbankcard.com/BankCardWeb/default/cardservices/application-status-form

---

They asked you why you had so many cards? What do you say to that?

[B335is]

---

@Slim1Der wrote:

---

@B335is wrote:

Did you check the online app status?  I recently got this card and it takes FNBO a few days to decide to approve or not.  My EX was frozen at the time and they pulled EQ instead (they did so on their own).  They called me and asked why I had so many cards and said he would forward my responses to the underwriter.  It was approved a few hours later.  Here's the link to find out for sure:

https://www.firstbankcard.com/BankCardWeb/default/cardservices/application-status-form

---

They asked you why you had so many cards? What do you say to that?

---

I only used it once so far, for the 20,000 points.  I think you get 20,000 more if you spend $10k in 10 months.  I figured it was a way in FNBO and was surprised they approved me.  I got $5.7k limit.

I told them I kept getting high APR cards and without knowing until the app was done, it took me a few tries.

[Slim1Der]

---

@B335is wrote:

---

@Slim1Der wrote:

---

@B335is wrote:

Did you check the online app status?  I recently got this card and it takes FNBO a few days to decide to approve or not.  My EX was frozen at the time and they pulled EQ instead (they did so on their own).  They called me and asked why I had so many cards and said he would forward my responses to the underwriter.  It was approved a few hours later.  Here's the link to find out for sure:

https://www.firstbankcard.com/BankCardWeb/default/cardservices/application-status-form

---

They asked you why you had so many cards? What do you say to that?

---

I only used it once so far, for the 20,000 points.  I think you get 20,000 more if you spend $10k in 10 months.  I figured it was a way in FNBO and was surprised they approved me.  I got $5.7k limit.

I told them I kept getting high APR cards and without knowing until the app was done, it took me a few tries.

---

How many cards fdo you have if you dont mind me asking?

[virgo]

Im in Ca and their site says they are not accepting apps at this time.  But Im thinking, if you're already in with them, you should have a shot.

[B335is]

---

@Slim1Der wrote:

---

@B335is wrote:

---

@Slim1Der wrote:

---

@B335is wrote:

Did you check the online app status?  I recently got this card and it takes FNBO a few days to decide to approve or not.  My EX was frozen at the time and they pulled EQ instead (they did so on their own).  They called me and asked why I had so many cards and said he would forward my responses to the underwriter.  It was approved a few hours later.  Here's the link to find out for sure:

https://www.firstbankcard.com/BankCardWeb/default/cardservices/application-status-form

---

They asked you why you had so many cards? What do you say to that?

---

I only used it once so far, for the 20,000 points.  I think you get 20,000 more if you spend $10k in 10 months.  I figured it was a way in FNBO and was surprised they approved me.  I got $5.7k limit.

I told them I kept getting high APR cards and without knowing until the app was done, it took me a few tries.

---

How many cards fdo you have if you dont mind me asking?

---

I have 45 cards including LaQuinta.  I just waited for them to approve or deny.  I didn't want to seem overly anxious, they do things at their own pace.