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New Member
Posts: 7
Registered: ‎10-27-2010
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Largest CL for me

While at my CU inquiring about a auto/motorcycle loan my CSR asked me about my credit cards, what I had, what interest rates etc etc. Since they were pulling my credit report for the motorcycle loan I asked to see what kind of CL I could get on their card.. Unfortunately I was 19 points (my 681 vs 700 needed) short of getting their Platnium card with a 6.9% rate but did qualify for their Gold Card with a 9.9% rate with a CL of 7K.. Also got approved for the auto/motorcycle loan @ 5% for 72 months... My score will only sho one ding/inquiry and got approved for both... Thanks to the forums for all your help..


Starting Score: 10/03/2010 EQ:674 TU 676
Current Score:11/15/2010 EQ 681 TU ???
Goal Score: 700 Club


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Moderator Emeritus
Posts: 4,470
Registered: ‎12-31-2008
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Re: Largest CL for me

Very nice!  Congratulations!

Just puttin' syrup on something, don't make it pancakes.
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Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
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Re: Largest CL for me

 


martinc wrote:

While at my CU inquiring about a auto/motorcycle loan my CSR asked me about my credit cards, what I had, what interest rates etc etc. Since they were pulling my credit report for the motorcycle loan I asked to see what kind of CL I could get on their card.. Unfortunately I was 19 points (my 681 vs 700 needed) short of getting their Platnium card with a 6.9% rate but did qualify for their Gold Card with a 9.9% rate with a CL of 7K.. Also got approved for the auto/motorcycle loan @ 5% for 72 months... My score will only sho one ding/inquiry and got approved for both... Thanks to the forums for all your help..


 

Kinda cool when someone actually acts like they want your business, isn't it? :smileywink:

 

'Grats on the card and the loan, and on finding what sounds like a good credit source.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
New Member
Posts: 7
Registered: ‎10-27-2010
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Re: Largest CL for me

Your right hauling, kinda makes you feel wanted.. Thats all the apps for me for awhile, now its time to do some gardening...

 

BTW they told me to come back in a few months once my credit score recovers and i hit the 700 mark and we'll do the app on their Platnium Card..


Starting Score: 10/03/2010 EQ:674 TU 676
Current Score:11/15/2010 EQ 681 TU ???
Goal Score: 700 Club


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Established Contributor
Posts: 620
Registered: ‎05-09-2009
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Re: Largest CL for me

Congrats.........CU's are the way to go anymore.  They do seem to want your business, and treat us very well. 

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


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