I am not one to buy into the belief that all debt is bad....including some consumer debt.
Young, I am not judging you and your decisions in any way. I actually agree with some of the points you make.
Finance is not a one size fits all topic. Each individual (be it consumer or business) has to weigh the risks if carrying debt with the rewards....realized and unrealized. With that said, everyone needs to have an endgame in sight...otherwise you end up in a very vicious cycle which is nearly impossible to get out of.
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