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Largest single transaction done in your LIFE

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newUser0
Established Contributor

Largest single transaction done in your LIFE

I am just curious to know what would be the largest SINGLE transaction you could have done in your credit life till now?

 

 

Mine is I brought a Apple Mac Pro for $2400 

Message 1 of 45
44 REPLIES 44
w003ptr
Contributor

Re: Largest single transaction done in your LIFE


@newUser0 wrote:

I am just curious to know what would be the largest SINGLE transaction you could have done in your credit life till now?

 

 

Mine is I brought a Apple Mac Pro for $2400 


Medical school tuition.  ~$25k for a semester.

Last App 12/8/13 - BoA Better Balance Rewards

Wallet: Discover IT $4500, Chase Freedom $3k, Citi Forward $3000, AmEx BCE $2k

Sock Drawer: Citi Diamond Preferred $10500, BoA BBR $7500, Citi Platinum Select $2200, AmEx Clear $2k, J.Crew $1850, US Bank Platinum $500

12/2013: TU = 763, EX = 791, EQ = ??
Message 2 of 45
Gunnar419
Valued Contributor

Re: Largest single transaction done in your LIFE

Can't say it was a SINGLE transaction because it involved three credit cards, but I bought a house.

 

It wasn't much of a house, but between the three cards and a small loan from a friend, I bought it and got it move-in ready. In all, including imediate repairs after closing, about $13,000, roughly $8,000 of which went on the cards in a one-week period.

 

Message 3 of 45
newUser0
Established Contributor

Re: Largest single transaction done in your LIFE

Congrats!! House is really a best asset to invest for future. :-)

Message 4 of 45
Gunnar419
Valued Contributor

Re: Largest single transaction done in your LIFE


@newUser0 wrote:

Congrats!! House is really a best asset to invest for future. :-)


Thank you NewUser! I definitely got a heck of a deal. Was able to get both the cards and the loan paid off within about six months, too. Mortgage free! Now come years more DIY work, but it'll be worth it. The house is okay and it's on a beautiful lot.

 

Message 5 of 45
Gunnar419
Valued Contributor

Re: Largest single transaction done in your LIFE


@w003ptr wrote:

@newUser0 wrote:

I am just curious to know what would be the largest SINGLE transaction you could have done in your credit life till now?

 

 

Mine is I brought a Apple Mac Pro for $2400 


Medical school tuition.  ~$25k for a semester.


Wow. I hope it was a rewards card. Smiley Very Happy

 

Message 6 of 45
AyalaZero
New Contributor

Re: Largest single transaction done in your LIFE


@Gunnar419 wrote:

@newUser0 wrote:

Congrats!! House is really a best asset to invest for future. :-)


Thank you NewUser! I definitely got a heck of a deal. Was able to get both the cards and the loan paid off within about six months, too. Mortgage free! Now come years more DIY work, but it'll be worth it. The house is okay and it's on a beautiful lot.

 


13K PAID OFF IN 6 MONTHS?  Nice!!  Where the heck you find a house at that price??

Starting Scores: Low 500's 2/27/08
Current Scores:Transunion: 700 02/13/15 Experian: 713 02/17/15 Equifax: 736 02/18/15
Goal Score: 770 Across the board!!
Message 7 of 45
CorporalCaptain
Valued Member

Re: Largest single transaction done in your LIFE

Funeral for $5800 on a 1% card.

USAA World MasterCard - $14,500
American Express SPG - $20,000
NFCU CashRewards Visa Sig - $20,000
PenFed Platinum Rewards Visa - $5,000
Message 8 of 45
LearningMoreAboutCredit
Frequent Contributor

Re: Largest single transaction done in your LIFE

IIRC, it was about $5k on my original AMEX for a custom stereo...I was about 18 at the time.  


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 9 of 45
Lynnst
Valued Member

Re: Largest single transaction done in your LIFE

$4,500 for new floors.  I paid it off within the month.  I just wanted the rewards.

Message 10 of 45
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