08-05-2013 08:17 PM - edited 08-05-2013 08:44 PM
Alright so my DS wants to to get her last CCs before gardening for a very near Mortgage loan! And thinking about it she doesnt plan to get any other cards because the ones she wants are practically the only ones that she needs. So I will post the cards she wants and would like to know which CB they pull then by tommorrow I will provide the details of all 3 CBs. Lets get started!
Cards she wants to get and reason are:
Bank of America Accelerated Rewards AMEX Reason: She was surprised by the look of the card whe she first spotted it + the rewards are ok considering the reason why she wants it. EDIT BofA pulls EX and TU
Chase Freedom VISA Reason: 5% cash back on rotating categories
AMEX BCP Reason: 6% on groceries We eat alot and never come out from the grocery store.
AMEX Green (If BCP isnt possible at least she would like get her foot in the door with AMEX)
And thats about it. I will post her details by tomorrow. The last card she wants is Hyatt VISA SIgnature which would happen after the mortgage process. We stay their every year. SO seems like it would be a nice card to have.
08-05-2013 11:22 PM
Got it! Tell me if im missing something.
EQ FICO 700
AAOA 2 Yrs
UTL 34% (I know eek)
TU FICO 700
AAOA 2 Yrs
08-05-2013 11:25 PM
NOW EX is the worst of em all!
EX FICO 659
AAOA is ??? it looks like Oldest acct is 1 year and 4 months newest acct is 3 months old can some1 do the calculations?
UTL is 40%
08-05-2013 11:44 PM - edited 08-05-2013 11:45 PM
On EQ and TU lowest CL is $300 and highest is $8,500
On EX lowest CL is $300 and highest is $3,000
Im going to bed and ill respond to any new messages 2morrow, thanks in advance!
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.