11-09-2009 12:48 AM
Lates are not reported to your credit file until 30-days after the statement due date.
You are late after the statement due date, but this is not reported until being delinquent for at least 30-days.
So, no, it should not report the a CRA or have any FICO impact.
11-09-2009 04:48 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO