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Valued Member
joy1979
Posts: 44
Registered: ‎05-09-2008

Late payment.....

Hello,

 

I mistakenly made a credit card payment 2 days late. Does anyone know if this with affect my fico scores? I know I'm going to incur a late payment fee :smileysad:


Starting Score: 620 (2009)
Current Score: EQ 706 TU 732
Goal Score: 750


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Senior Contributor
fishbjc
Posts: 3,321
Registered: ‎11-30-2007

Re: Late payment.....

You're not going to be affected by a loss of points.  For a two day late, you're not going to be reported as a 30 day late.  I'd call them & beg to have the late fee removed.
Senior Contributor
fishbjc
Posts: 3,321
Registered: ‎11-30-2007

Re: Late payment.....

The only thing you have to worry about here is if you're now overthelimit
Valued Member
joy1979
Posts: 44
Registered: ‎05-09-2008

Re: Late payment.....

Thanks for replying. I guess I need to get on the phone with them and plead for mercy on the late fee!  :smileyhappy:


Starting Score: 620 (2009)
Current Score: EQ 706 TU 732
Goal Score: 750


Take the FICO Fitness Challenge
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007

Re: Late payment.....


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