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Late payment.....

Valued Member

Late payment.....

Hello,

 

I mistakenly made a credit card payment 2 days late. Does anyone know if this with affect my fico scores? I know I'm going to incur a late payment fee Smiley Sad


Starting Score: 620 (2009)
Current Score: EQ 706 TU 732
Goal Score: 750


Take the FICO Fitness Challenge
Message 1 of 5
4 REPLIES
Senior Contributor

Re: Late payment.....

You're not going to be affected by a loss of points.  For a two day late, you're not going to be reported as a 30 day late.  I'd call them & beg to have the late fee removed.
Message 2 of 5
Senior Contributor

Re: Late payment.....

The only thing you have to worry about here is if you're now overthelimit
Message 3 of 5
Valued Member

Re: Late payment.....

Thanks for replying. I guess I need to get on the phone with them and plead for mercy on the late fee!  Smiley Happy


Starting Score: 620 (2009)
Current Score: EQ 706 TU 732
Goal Score: 750


Take the FICO Fitness Challenge
Message 4 of 5
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Valued Contributor

Re: Late payment.....

Message 5 of 5